What do Forbes, Donald Trump and Robert Kayosaki, say about "This $62B Industry?" 79M Americans plan to start their business in the next 3 years.(Forbes Magazine). The great majority will do it thru Network Marketing/Direct Sales Model. Donald Trump and Robert Kayosaki recommend Network Marketing in their latest book. "Why We Want You To Be Rich". Monasign. Mstr @eBiz & IT Pay'g 8 FWD: WorldprofitSocial.com/NstaCPUbiz
Featured Post
Review of Home Business Bootcamp and Affiliate Marketing Training with George Kosch for 13 March 2020.
Home Business Bootcamp and Affiliate Marketing Training with George Kosch for 13 March 2020. additional information available ...
Sunday, January 31, 2016
[Social Engineering] Electronic Communication
Phishing is a way identity thieves steal your information by pretending to be a company, organization, or entity that you know and trust. Is that really an email from your bank, or is it from an identity thief attempting to get your account number and PIN?
How Does Phishing Theft Occur?
Phishing generally begins with an electronic communication, including email and instant messaging, that claims to be from social websites, IT administrators, online payment processers, or other financial institutions or service organizations. Through the email or instant message, thieves direct you to a fake website that closely resembles and feels like the true, legitimate website. Their website or email then encourages you to enter personal and other detailed information, which they in turn can collect and use. What Is the Cost of Phishing Theft?
For the 12 month period ending August, 2007, an estimated 3.6 million adults lost $3.2 billion from the impact of phishing theft.1 It is also estimated that U.S. businesses lose an estimated $2 billion per year as their clients become victims.2
Information thieves can collect:
* PIN numbers
* Credit card or bank account numbers
* Social security numbers
What thieves can do with this information:
* Identity theft
* Employment-related fraud
* Loan fraud/payday loan fraud
* Bank fraud
* Benefits fraud
* Tax fraud
* Other identity fraud
Phishing Statistics:
* 3.6 million adults affected.1
* $3.2 billion lost by consumers.1
* $2 billion per year lost by U.S. businesses.2
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 The Washington Post. “Soldiers’ Data Still Being Downloaded Overseas, Firm Says.” October 2, 2009.
2 Cnet.com. “Congress to Probe P2P Sites Over ‘Inadvertent Sharing.’” April 21, 2009.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
[Social Engineering] Vishing...
Vishing, (or voice phishing) happens when you receive a call on your home phone or mobile device, from someone pretending to be from a trusted source, like your bank. But is the voice on the other end really from your bank or is it just another identity thief fishing for your account information?
Another more common scenario is some one calls your home phone or mobile device and says, you've just won a sweeps-stake or an all expense paid vacation to some exotic place, like Honolulu, Hawaii and they need your credit card number and try to get additional banking information as well as Driver's License and Social Security numbers, if you give up your debit/ credit card information, to validate your identity. Others talk about a self-servicing load, they promise to deposit twice the amount of money agreed upon to your account, you can keep half the money and they need seed money to get that going, something around $500 and again, try to get additional banking information as well as Driver's License and Social Security numbers. But is the voice on the other end really from the concern in question, or is it just another identity thief fishing for your account or (PII) ID information?
How Does Vishing Work?
When thieves go vishing, they’ll call people using an automated system and leave messages saying there’s a problem with your bank account or ATM card or you've won the Lottery or some sweeps-stake. The call will then direct you to a phone number or website that will ask for personal account information to verify your identity, but again, they’re not verifying anything, they’re stealing your account information. Then they’re going to steal your money.
How Much Damage Can Vishing Cause?
According to an FBI scam alert, vishing victims reported having money illegally withdrawn from their accounts within 10 minutes of receiving the vishing call, and another of having “thousands of fraudulent withdrawls”1 following a vishing call. If the transaction is done from a smartphone, it’s also possible for thieves to gain access to all the information stored on the phone, as well. Information thieves can collect:
* Personal information * Account numbers and information * PIN
What thieves can do with this information:
* Identity theft * Bank fraud * Other identity fraud
For additional information on Fishing & Pharming see.... Phishing & Pharming Post
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 www.fbi.gov/news/stories/2010/november/cyber.../cyber_11241
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Seniors at Risk for ID Theft
Seniors are prime targets for identity theft.
Most seniors lead a different lifestyle than when they were younger. They have more free time and the children may have long ago moved out. Seniors have also spent their entire working life building a nest egg of retirement funds.
Identity thieves know this and they target seniors to take their identity and their finances. Their preferred method is the telephone. According to the National Crime Prevention Council, senior citizens are more at risk to be targeted by telemarketing scams than other age groups. These dishonest telemarketers direct anywhere from 56 to 80 percent of their calls to the elderly.
Why are senior citizens targeted so often?
Seniors are prime identity theft targets for a number of reasons. They often have saved a lot more money than younger people who are just starting out. At the same time, they have less people around to help them keep an eye on things.
Seniors are also more trusting of others and less likely to report identity theft because they don’t want family members to think they cannot maintain their independence. An increased need for medical attention would mean increased use of Medicare, resulting in a lot of personal information at various medical facilities. Thieves may even target Social Security checks. Identity protection tips for seniors.
If you’re a senior and you want to help safeguard your identity yourself, there are numerous precautions you can take. It’s a lot of work but it could lower your risk.
* Keep personal information such as bank statements, Medicare statements and your Social Security number in a safe or safe deposit box. * Don’t carry your Social Security card. * Keep credit card numbers secure, you’ll need them if the cards are lost or stolen. * If you pay bills by check, only include the last four digits of the account number. * If you order new checks, pick them up at the bank rather than have them delivered. * Opt out of direct mail offers at the FTC “OPTOUT” line (1-888-567-8688). These mailers include a lot of information and thieves can steal them from your trash. * Never give out Medicare information over the phone or in answer to an email. Medicare will not request information this way. Better yet, never give out any personal information over the phone. * If a caller claims to have a too-good-to-be-true deal, it probably is. Ask to see everything in writing before you commit.
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
If you suspect you’ve been a victim of identity theft, place a fraud alert at one of the credit bureaus: Equifax: 800-525-6285, Experian: 888-397-3742, or TransUnion: 800-680-7289.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Most seniors lead a different lifestyle than when they were younger. They have more free time and the children may have long ago moved out. Seniors have also spent their entire working life building a nest egg of retirement funds.
Identity thieves know this and they target seniors to take their identity and their finances. Their preferred method is the telephone. According to the National Crime Prevention Council, senior citizens are more at risk to be targeted by telemarketing scams than other age groups. These dishonest telemarketers direct anywhere from 56 to 80 percent of their calls to the elderly.
Why are senior citizens targeted so often?
Seniors are prime identity theft targets for a number of reasons. They often have saved a lot more money than younger people who are just starting out. At the same time, they have less people around to help them keep an eye on things.
Seniors are also more trusting of others and less likely to report identity theft because they don’t want family members to think they cannot maintain their independence. An increased need for medical attention would mean increased use of Medicare, resulting in a lot of personal information at various medical facilities. Thieves may even target Social Security checks. Identity protection tips for seniors.
If you’re a senior and you want to help safeguard your identity yourself, there are numerous precautions you can take. It’s a lot of work but it could lower your risk.
* Keep personal information such as bank statements, Medicare statements and your Social Security number in a safe or safe deposit box. * Don’t carry your Social Security card. * Keep credit card numbers secure, you’ll need them if the cards are lost or stolen. * If you pay bills by check, only include the last four digits of the account number. * If you order new checks, pick them up at the bank rather than have them delivered. * Opt out of direct mail offers at the FTC “OPTOUT” line (1-888-567-8688). These mailers include a lot of information and thieves can steal them from your trash. * Never give out Medicare information over the phone or in answer to an email. Medicare will not request information this way. Better yet, never give out any personal information over the phone. * If a caller claims to have a too-good-to-be-true deal, it probably is. Ask to see everything in writing before you commit.
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
If you suspect you’ve been a victim of identity theft, place a fraud alert at one of the credit bureaus: Equifax: 800-525-6285, Experian: 888-397-3742, or TransUnion: 800-680-7289.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
[RELATIONSHIPS] Children/ Family/ Home...
Does your child have a bigger mortgage than you? A nice Ferrari, maybe...
Although it sounds impossible, it isn’t. Identity thieves target children’s unused Social Security numbers and commit all kinds of crimes.
I myself have been asked to provide my daughter's ID information via eMail, upon online research I find the folks who asked, were on a database of individuals in Florida (number one state for ID Fraud), who were involved in ID Fraud. Needless, to say I never provided the information that would have given them her passport ID for all practical and intensive purposes. I notified the authorities. I also notified, my wife and daughter who live in Orlando, FL to be aware of ID Fraud schemes and possibly they may know the individual who sent the email. Their basic ID information had apparently been compromised.
A Carnegie Mellon CyLab 2009-2010 study, the largest child ID theft report ever published, came to some sobering conclusions. First, 10.2 percent of children in the report had someone else using their Social Security number—that’s 51 times higher than the rate for adults in the same population.1
The participants of the study had been notified that their personal information may have been compromised during a data breach. However, the non-scientific report notes that 78 percent of the children whose information was stolen were victimized prior to the data breach events.
"The data does not project or imply any estimate of total number of child identity theft incidents, or what percent of children’s identities are stolen, or what percent of total number of identity theft incidents involve children," reads the study's methodology.
"What this data does is provide some disturbing evidence that identity thieves are targeting children due to the unique value of unused Social Security numbers."
And of course you’re wondering what an identity thief could possibly do with a child’s Social Security number. After all, children don’t even work. Well, the CyLab study discovered that child IDs are used to do everything from buying a home or automobile, open credit card accounts, get a driver’s license or even to get a job.
The largest fraud in the study? $750,000, was committed against a 16-year-old girl. No, this not a typo. How about the youngest victim? Five months old.1
Children’s identities are a gold mine. There is no credit history to get in the way and the child usually won’t access information for a very long time—so the likelihood of getting caught is low. Identity criminals can attach any name and birthdate to these Social Security numbers, and they can even sell them to other shady characters. CyLab suggests these steps to lower the potential for your child’s identity to be stolen.
* Watch for mail in your child’s name. If they suddenly begin to get pre-approved credit card or financial offers, they could have an active credit file.
* Make sure your children understand how important it is to keep their data private, including on social networking sites.
Parents are advised to monitor their children’s identity just as diligently as their own. The impact of identity theft on a child’s credit can be substantial. As they grow toward adulthood, damaged credit can affect everything from the ability to get a student loan, car loan, apartment or even a job.
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Carnegie Mellon CyLab. www.cylab.cmu.edu
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Although it sounds impossible, it isn’t. Identity thieves target children’s unused Social Security numbers and commit all kinds of crimes.
I myself have been asked to provide my daughter's ID information via eMail, upon online research I find the folks who asked, were on a database of individuals in Florida (number one state for ID Fraud), who were involved in ID Fraud. Needless, to say I never provided the information that would have given them her passport ID for all practical and intensive purposes. I notified the authorities. I also notified, my wife and daughter who live in Orlando, FL to be aware of ID Fraud schemes and possibly they may know the individual who sent the email. Their basic ID information had apparently been compromised.
A Carnegie Mellon CyLab 2009-2010 study, the largest child ID theft report ever published, came to some sobering conclusions. First, 10.2 percent of children in the report had someone else using their Social Security number—that’s 51 times higher than the rate for adults in the same population.1
The participants of the study had been notified that their personal information may have been compromised during a data breach. However, the non-scientific report notes that 78 percent of the children whose information was stolen were victimized prior to the data breach events.
"The data does not project or imply any estimate of total number of child identity theft incidents, or what percent of children’s identities are stolen, or what percent of total number of identity theft incidents involve children," reads the study's methodology.
"What this data does is provide some disturbing evidence that identity thieves are targeting children due to the unique value of unused Social Security numbers."
And of course you’re wondering what an identity thief could possibly do with a child’s Social Security number. After all, children don’t even work. Well, the CyLab study discovered that child IDs are used to do everything from buying a home or automobile, open credit card accounts, get a driver’s license or even to get a job.
The largest fraud in the study? $750,000, was committed against a 16-year-old girl. No, this not a typo. How about the youngest victim? Five months old.1
Children’s identities are a gold mine. There is no credit history to get in the way and the child usually won’t access information for a very long time—so the likelihood of getting caught is low. Identity criminals can attach any name and birthdate to these Social Security numbers, and they can even sell them to other shady characters. CyLab suggests these steps to lower the potential for your child’s identity to be stolen.
* Watch for mail in your child’s name. If they suddenly begin to get pre-approved credit card or financial offers, they could have an active credit file.
* Make sure your children understand how important it is to keep their data private, including on social networking sites.
Parents are advised to monitor their children’s identity just as diligently as their own. The impact of identity theft on a child’s credit can be substantial. As they grow toward adulthood, damaged credit can affect everything from the ability to get a student loan, car loan, apartment or even a job.
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Carnegie Mellon CyLab. www.cylab.cmu.edu
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Your $500.00 in FREE Bonuses Closes at Midnight, Tonight!
http://InstantComputerBiz.com/RDYMAD
ATTENTION Worldprofit: Prebuilt Site Sale - Includes PAID Lifetime Upgraded Memberships in Worldprofits Top 12 Traffic Generation Sites!
"Turn Key READY MADE Package RaceForProfits.com is a Prebuilt Silver Website and 12 PAID Lifetime Membership Package!" ( NEW >> Now includes NOT 1,000, as before BUT 2,000 subscribers on YOUR OWN newsletter list PLUS 100 Exclusive Leads! Just to Start! Worth Over $500 and $5,000 in free training. )
Question(s)? Click Here Anytime .or. IF you're a member Click Here Anytime
We have ONE Fully Prebuilt Package which includes 500 Associate Members UNDER YOU and 100 Exclusive Leads (You download as needed to your member area FRESH). Pay attention because there's more. You also get Worldprofit's Deal Builder Plugin, Classified Ad System Plugin, Amazon & eBay Store Ready, Clickbank Store Ready, PLR(eBooks) Store Ready, Squeeze Ninja Plugin, Wordpress Blog and Site Blog. Everything you need, folks!
NEW >> Now includes 2,000 subscribers on YOUR OWN newsletter list PLUS 100 Exclusive Leads! THAT's RIGHT.. ( >> Now includes NOT 1,000, as before, BUT 2,000 subscribers on YOUR OWN newsletter list PLUS 100 Exclusive Leads! Just to Start! Worth Over $500 and $5,000 in free training. ) INCLUDES $4,331.00 in Bonuses (see you on the inside)....
http://InstantComputerBiz.com/RDYMAD
My thanks in advance for your time, attention and consideration.
Cheers,
John Silva
Webmaster InstantComputerBiz.com (Office) InstantComputerBiz.com/default.cfm?pageid=496350 (CBStore)
... a CyberWealthZone & WorldProfit Dealership
eMail Addy: joaoa.desilva2016@gmail.com Skype ID: silva_j_a ( MSN(hotmail), Yahoo/ Twitter ID )
http://www.bbb.org/edmonton/business-reviews/internet-services/worldprofitcom-in-edmonton-ab-109526
PS: Sign-up/ Login as my guest FREE at... InstantComputerBiz.com ( Office ) .or. InstantComputerBiz.com/default.cfm?pageid=496350 (CBStore)
Having A Successful Home Based Business Made Easy
[category ]
[tags ]
[tags ]
There are numerous reasons why you might be interested in starting your own home-based business, along with a great deal of doubt, concern and questions. The following article offers some tips and advice to help quell the concerns, and offer resolution to common issues many people face in the operation or start-up of a home business. Before starting a home business, be sure to research your market fully. If your product is something that your target market doesn't want or need, you won't get many sales. Rather than spending all your energy trying to force the market to buy your product, spend that energy designing and promoting a product the market wants. If you are going to splurge on any home office furniture, splurge on a very comfortable office chair. You are going to spend many, many hours in this chair and if it is uncomfortable, you will not be as productive as you could be and you could technically, do damage to your body. Since your home is also your work place, make a point to get out of the house on a regular basis. Don't isolate yourself for the sake of convenience. Go have lunch in the park, grab your coffee at a bookstore, etc. Just make sure you are out breathing fresh air at least once a day. If you have a business, then you need a budget. How can you run a cost efficient business without a budget? It is impossible, and therefore imperative that you incorporate a well devised budget into the planning process. This budget should include what your expenses are of course and it should itemize them. Make sure you are thorough and include everything so that you are not misleading yourself. Use your web site to advertise a free product for visitors. This will increase traffic on your site and give potential customers the ability to sample your product. Although it may cost a little money in the beginning, you should make up for it in sales from impressed new customers. Do not be afraid to post your email address on your web site. Make sure that you include it on every separate page that you have. You do not want potential customers to search to figure out how to get in touch with you. The more effort that it takes them, the more likely they are to go on to something else without purchasing from you. Make sure you have a support network before starting your home business. This includes family members who need to be aware of the time commitment involved, as well as an external networks you can reach out to for advice or support. Working from home has numerous benefits, but remaining a part of a group outside your home is invaluable. Making the decision to start a home business or to invest more time in the one you've already gotten off the ground can be a cause of concern. There's so many questions about what to do, when to do it, how to do it, and why to do it, from marketing to overhead to product choice. Whether you just graduated with your MBA or are a stay-at-home mom or dad, you can simplify the answers to these questions by using the sensible advice in these tips. John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
Saturday, January 30, 2016
You Want Growth to go Like This: $0, to $1k, to $5k, to $10k, to $30k, to $100k...
Greetings
Let’s be honest.
“Making money online” gets a bad rap.
If you told someone on the street that you “make money online” for a living, they’d probably assume one of two things about you:
(1) You just quit your job and you’ll be experiencing big regrets in 2-6 months when your savings run out and you’ve got nothing to show for it (aka making money online doesn’t work)
(2) You’re a sleazy, tech-savvy con artist who swindles people out of their money while sipping lattes in Starbucks (aka it works, but it necessarily involves pestering or tricking people)
So why does it get such a bad rap?
For good reason.
There’s a LOT of dead ends on the internet. And so LOTS of people have had bad experiences trying to make money online.
Does that mean it can’t be done?
No, it just means it’s not easy. You have to know what to look for. And what to avoid. For example, you’ll never make serious money doing little tasks for other people.
Filling out surveys, doing testing for other people, performing odd jobs… there’s a host of sites that pay you or pair you with people who will pay you to do little tasks(Swagbucks, InboxDollars, Fiverr, etc).
They’re not conning you or tricking you. They really do pay you. But if you’re looking for a serious income online, start looking somewhere else. Other people try to ‘make it’ by doing freelance writing work. Definitely a better route. But still really hard to make a living.
Then there’s the ultimate no-no: scanning forums for “revolutionary, secret methods” and magical systems. Trying to sneak your way into online riches without working for it. That will never work, because riches have always and will always require hard work. Always.
Online or offline.
When it comes to making serious money online, the question is not WHETHER you’ll have to work hard. You’re gonna have to. That should be a given. The question is how and where you should apply your effort.
Making money online is a serious enterprise. It’s not a joke. It takes time to learn. Time to grow.
If you GET that, and you STILL want to do this online thing, but you don’t know where to apply your effort, go here: @MT2B FREE CAR in 30days... mobemerc.com MT2B My Top Tier Biz get $1K, $3K & $5K daily deposited in your bank account. http://preview.tinyurl.com/nuqn8hf .. get a free benz in 30 days mobemerc.com
If you want to learn how success happens, it usually comes in Quantum Leaps, not in tiny little increments.
You want growth to go like this: $0, to $1k, to $5k, to $30k, to $100k.
Don't think, I just want to replace my job income. That won't cause you to think and act any differently than you always have. Take that number and bump it up 10X.
What this does is shift your mindset into whole different gear. You realize that you can't do that by working as you may be now. You can't do it by simply working harder. So, you start to
think in terms of leverage, finding systems and ways to be 10x more effective effortlessly. Einstein said something like: the definition of insanity is doing the same thing over & over again & expecting different results.
Start thinking, Much, Bigger. So lets say that you want to earn $100k your first year....view video https://goo.gl/kF72DG .or. https://www.youtube.com/watch?v=jNS1oM_r7FY
FREE VIDEO
We Are Willing To Bet $500 That You Will Succeed With This Proven System
We Guarantee You'll Make A Commission Within 30 Days Of Completing The 3 Modules - 21 Steps… Or We'll Pay You $500 In CASH!
Here's What You'll Learn...
* How average people with no prior experience online are depositing $1,250, $3,300, and even $5,500 commissions
* A simple 21 step system taking you through the master plan to massive paydays with ease
* The secrets behind how the system has generated over $25 Million in the last 12 months
* How you can easily tap into this system in just a matter of minutes
All this and much MUCH more!
Cheers,
João
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> InstantComputerBiz.com/?rd=oj8VT7Uq
PS getfree.li/u/co92w0 ==> track.mobempiretrack.com/
Sponsor
Michel Larin
10715 142st.
Surrey British Columbia V3T4S6
CANADA
Let’s be honest.
“Making money online” gets a bad rap.
If you told someone on the street that you “make money online” for a living, they’d probably assume one of two things about you:
(1) You just quit your job and you’ll be experiencing big regrets in 2-6 months when your savings run out and you’ve got nothing to show for it (aka making money online doesn’t work)
(2) You’re a sleazy, tech-savvy con artist who swindles people out of their money while sipping lattes in Starbucks (aka it works, but it necessarily involves pestering or tricking people)
So why does it get such a bad rap?
For good reason.
There’s a LOT of dead ends on the internet. And so LOTS of people have had bad experiences trying to make money online.
Does that mean it can’t be done?
No, it just means it’s not easy. You have to know what to look for. And what to avoid. For example, you’ll never make serious money doing little tasks for other people.
Filling out surveys, doing testing for other people, performing odd jobs… there’s a host of sites that pay you or pair you with people who will pay you to do little tasks(Swagbucks, InboxDollars, Fiverr, etc).
They’re not conning you or tricking you. They really do pay you. But if you’re looking for a serious income online, start looking somewhere else. Other people try to ‘make it’ by doing freelance writing work. Definitely a better route. But still really hard to make a living.
Then there’s the ultimate no-no: scanning forums for “revolutionary, secret methods” and magical systems. Trying to sneak your way into online riches without working for it. That will never work, because riches have always and will always require hard work. Always.
Online or offline.
When it comes to making serious money online, the question is not WHETHER you’ll have to work hard. You’re gonna have to. That should be a given. The question is how and where you should apply your effort.
Making money online is a serious enterprise. It’s not a joke. It takes time to learn. Time to grow.
If you GET that, and you STILL want to do this online thing, but you don’t know where to apply your effort, go here: @MT2B FREE CAR in 30days... mobemerc.com MT2B My Top Tier Biz get $1K, $3K & $5K daily deposited in your bank account. http://preview.tinyurl.com/nuqn8hf .. get a free benz in 30 days mobemerc.com
If you want to learn how success happens, it usually comes in Quantum Leaps, not in tiny little increments.
You want growth to go like this: $0, to $1k, to $5k, to $30k, to $100k.
Don't think, I just want to replace my job income. That won't cause you to think and act any differently than you always have. Take that number and bump it up 10X.
What this does is shift your mindset into whole different gear. You realize that you can't do that by working as you may be now. You can't do it by simply working harder. So, you start to
think in terms of leverage, finding systems and ways to be 10x more effective effortlessly. Einstein said something like: the definition of insanity is doing the same thing over & over again & expecting different results.
Start thinking, Much, Bigger. So lets say that you want to earn $100k your first year....view video https://goo.gl/kF72DG .or. https://www.youtube.com/watch?v=jNS1oM_r7FY
FREE VIDEO
We Are Willing To Bet $500 That You Will Succeed With This Proven System
We Guarantee You'll Make A Commission Within 30 Days Of Completing The 3 Modules - 21 Steps… Or We'll Pay You $500 In CASH!
Here's What You'll Learn...
* How average people with no prior experience online are depositing $1,250, $3,300, and even $5,500 commissions
* A simple 21 step system taking you through the master plan to massive paydays with ease
* The secrets behind how the system has generated over $25 Million in the last 12 months
* How you can easily tap into this system in just a matter of minutes
All this and much MUCH more!
Cheers,
João
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> InstantComputerBiz.com/?rd=oj8VT7Uq
PS getfree.li/u/co92w0 ==> track.mobempiretrack.com/
Home Business Tips That Will Help You Make More Money
A home business can be a great way to venture into the world of working for yourself. It gives you the chance to try new things and to see if you have what it takes to be your own boss and make your own way. This article can give you solid advice on the way to success in your own home business.
Make sure you groom and dress for work, no matter where you are working. Developing this habit will help get you into a productive frame of mind at the start of each work session. It also means, you will be ready to conduct business outside the house at a moment's notice.
Register your home business with your local chamber of commerce. Sometimes it's hard to advertise a home business inexpensively, but you can become well-known in your community by letting your chamber of commerce know where you are. People looking for your type of business can inquire and get helpful information, which will help you also. And it won't cost you anything!
Business cards are a great way to promote your home based business and get your name out to the community. Search for free business cards online and then distribute them wherever you go, including grocery stores, dentist offices and your children's schools.
Take great pictures to increase sales. Nothing is more disappointing to customers than cruising the Internet for something to buy and stumbling across a product that sounds great but has a bad or non-existent picture. Let customers see what they are buying by displaying quality photographs on your website of all the products that you offer. Take multiple pictures to show different views when necessary.
Think of every request for product information as a potential sale, and respond quickly. Customers will appreciate your prompt reply and keep coming back. If you have a website, this is a perfect place to refer people for information, assuming you have added all of the information to the site. Develop a flyer with information and pictures of your best-selling products and have it on hand to mail or hand out.
You can claim as a deduction the cost of meals for clients, but it is best if you can show that the clients you are entertaining are really paying customers of your business. Auditors understand that meals at restaurants can be a good way to attract clients, but they are more likely to feel the write-off is justified if the clients you take out also bring you substantial revenue. Keep all receipts.
A home businesses is special in that you make your own schedule and are your own boss. However, a good tip to consider is to employ a close friend as an adviser. Often times you can be seduced to be far too leisurely with it because it is from your own home. Having that friend as an adviser will help keep you honest about the business.
It has been said that a home business is a great way to become your own boss and to make your mark in the world. The benefits of a home business are endless and the rewards are infinite. By heeding the advice in this article, you can take that first big step and join those who have made it big from the comfort of their own home.
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
Your Money and Finances
WHAT IS A CREDIT CARD MERCHANT ACCOUNT: THE MOST IMPORTANT ELEMENT BUSINESSES HAVE TO KNOW
With the proliferation of the Internet technology, everything revolves in a fast digital world of information technology, and credit cards had continuously dominated the scene with tremendous rate.
Today, credit cards had already brought shopping online. The convenience it brings to the people had made the credit card industry more than a phenomenon. And where people usually buys, businesses follows. And with e-commerce rapidly saturating the Internet, having a credit card merchant account is the name of the game.
But what is a credit card merchant account? Why is it that businesses consider it as a must-have feature on their online business?
Basically, a credit card merchant account is an account that entrepreneurs put up with a bank so as to enable the firm accept credit card payments from their customers. This goes to show that whether it is a small business or a home business, it is a must for every industry to have a credit card merchant account.
Credit card merchant accounts are effective ways in increasing the sales of a business. This is because credit card merchant accounts entice people to buy on impulse. Therefore, because of the convenience credit card makes, the business will be able to attract more people to buy online, and when they want to buy, the business must have a credit card merchant account so as to accept the buyer?s credit card.
Moreover, credit card merchant accounts can also accept payments by phone and fax. Therefore, it gives the business more flexibility in dealing with payments.
However, getting a credit card merchant account is not that easy. The approval of an application on a credit card merchant account is dependent on the relationship of the business to its bank. This means that if the business is still new, it might have experience some difficulty in obtaining a merchant account.
Nevertheless, credit card merchant accounts are still considered as a crucial element in one?s online business. It is the only way to maximize the business? potential online. Plus, there is definitely no other way to provide additional payment option to the online customers than what credit card merchant accounts can do.
Basically, experts contend that when people find it easy to buy online and doubly easy to pay the items online, then, chances are they would be more than willing to buy it instantly. And that is the main attraction of the credit card merchant account, to create a ?buy now? phenomenon.
Nowadays, businesses are more technology-wise, and where money is the subject matter, credit card merchant accounts is the name of the game.
Your Money & Finances
Opening store or bank credit is just one way that thieves can use your identity to illegally reap financial reward. Cloned debit cards obtained using skimmers are becoming more common thanks to high-tech techniques.
How does identity theft occur?
Identity thieves want to become you. And all it takes is a small amount of your personal information. Identity thieves can open new bank accounts, steal your money, sell your information online and commit several different types of fraud. They could even commit crimes in your name. What are the affects of identity theft?
From fraudulent charges, to stolen money, to an altered financial or criminal background, identity theft can have a serious cost to your wallet and name. In 2011, identity theft cost Americans $18 billion.1
The impact:
* Identity theft cost Americans $18 billion.1
* 11.6 million adult Americans were victims of identity theft last year.1
* Existing card fraud cost Americans $8 billion last year.1
10 Cons of an International Credit Card
Credit card fraud is a fast increasing crime in the world. International Credit Card holders are mostly the victims of this unauthorized access to their accounts. Let?s take a closer look of the problems faced by international credit cards.
1. Repetitive use of credit card numbers. After a credit card number has been used and disregarded, say cancelled, credit card companies would reissue the same number to other cardholders. The personal identification numbers (PIN) is changed as well as the credit cardholder?s personal information. But it still bears the same credit card number.
2. Low standards when it comes to the use of cards by the participating merchants. This is a common problem encountered by international credit cardholders. Employees of the participating merchants have the full access to the account number as well as the security number of the card.
3. Account Statements given out by credit card companies contains less information about the participating merchant. It does not include relevant information about the vendor that charged any transaction on the credit card.
4. Unreliable blocking functions. Once a card loss is reported, it will still take months for the credit card companies to block the transactions being made through the stolen or lost credit card.
5. Lack of validation software. Participating vendors should have better validation software installed on their computer system.
6. Consumer unfriendly policies on fraud management. The policies on the present fraud management take the blame on the cardholders though not directly stipulated. This means that the policies on the fraud management of international credit card companies protect not the consumers but the company.
7. Lax standards on investigation about fraudulent transactions. This is the sad part for the victims of fraud through their credit cards. Getting the suspects charged though proven guilty of fraud seems to take on slowly.
8. Credit card fraud is usually committed through online transactions. This means that credit cardholders are not protected with the authorized or unauthorized use of their cards on purchases or services paid online.
9. Most of the companies that typically appear on charges are those associated with pornography industry. These companies are the ones that accept transactions even without verifying the cardholder?s information.
10. Most of the banks? system is not compatible with other international credit card companies for the e-commerce. This is a potential weakness that would mean loss of clients so they would prefer to keep quiet about it.
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
CPP Author
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Javelin Strategy & Research. “2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier.” February 2012.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
With the proliferation of the Internet technology, everything revolves in a fast digital world of information technology, and credit cards had continuously dominated the scene with tremendous rate.
Today, credit cards had already brought shopping online. The convenience it brings to the people had made the credit card industry more than a phenomenon. And where people usually buys, businesses follows. And with e-commerce rapidly saturating the Internet, having a credit card merchant account is the name of the game.
But what is a credit card merchant account? Why is it that businesses consider it as a must-have feature on their online business?
Basically, a credit card merchant account is an account that entrepreneurs put up with a bank so as to enable the firm accept credit card payments from their customers. This goes to show that whether it is a small business or a home business, it is a must for every industry to have a credit card merchant account.
Credit card merchant accounts are effective ways in increasing the sales of a business. This is because credit card merchant accounts entice people to buy on impulse. Therefore, because of the convenience credit card makes, the business will be able to attract more people to buy online, and when they want to buy, the business must have a credit card merchant account so as to accept the buyer?s credit card.
Moreover, credit card merchant accounts can also accept payments by phone and fax. Therefore, it gives the business more flexibility in dealing with payments.
However, getting a credit card merchant account is not that easy. The approval of an application on a credit card merchant account is dependent on the relationship of the business to its bank. This means that if the business is still new, it might have experience some difficulty in obtaining a merchant account.
Nevertheless, credit card merchant accounts are still considered as a crucial element in one?s online business. It is the only way to maximize the business? potential online. Plus, there is definitely no other way to provide additional payment option to the online customers than what credit card merchant accounts can do.
Basically, experts contend that when people find it easy to buy online and doubly easy to pay the items online, then, chances are they would be more than willing to buy it instantly. And that is the main attraction of the credit card merchant account, to create a ?buy now? phenomenon.
Nowadays, businesses are more technology-wise, and where money is the subject matter, credit card merchant accounts is the name of the game.
Your Money & Finances
Opening store or bank credit is just one way that thieves can use your identity to illegally reap financial reward. Cloned debit cards obtained using skimmers are becoming more common thanks to high-tech techniques.
How does identity theft occur?
Identity thieves want to become you. And all it takes is a small amount of your personal information. Identity thieves can open new bank accounts, steal your money, sell your information online and commit several different types of fraud. They could even commit crimes in your name. What are the affects of identity theft?
From fraudulent charges, to stolen money, to an altered financial or criminal background, identity theft can have a serious cost to your wallet and name. In 2011, identity theft cost Americans $18 billion.1
The impact:
* Identity theft cost Americans $18 billion.1
* 11.6 million adult Americans were victims of identity theft last year.1
* Existing card fraud cost Americans $8 billion last year.1
10 Cons of an International Credit Card
Credit card fraud is a fast increasing crime in the world. International Credit Card holders are mostly the victims of this unauthorized access to their accounts. Let?s take a closer look of the problems faced by international credit cards.
1. Repetitive use of credit card numbers. After a credit card number has been used and disregarded, say cancelled, credit card companies would reissue the same number to other cardholders. The personal identification numbers (PIN) is changed as well as the credit cardholder?s personal information. But it still bears the same credit card number.
2. Low standards when it comes to the use of cards by the participating merchants. This is a common problem encountered by international credit cardholders. Employees of the participating merchants have the full access to the account number as well as the security number of the card.
3. Account Statements given out by credit card companies contains less information about the participating merchant. It does not include relevant information about the vendor that charged any transaction on the credit card.
4. Unreliable blocking functions. Once a card loss is reported, it will still take months for the credit card companies to block the transactions being made through the stolen or lost credit card.
5. Lack of validation software. Participating vendors should have better validation software installed on their computer system.
6. Consumer unfriendly policies on fraud management. The policies on the present fraud management take the blame on the cardholders though not directly stipulated. This means that the policies on the fraud management of international credit card companies protect not the consumers but the company.
7. Lax standards on investigation about fraudulent transactions. This is the sad part for the victims of fraud through their credit cards. Getting the suspects charged though proven guilty of fraud seems to take on slowly.
8. Credit card fraud is usually committed through online transactions. This means that credit cardholders are not protected with the authorized or unauthorized use of their cards on purchases or services paid online.
9. Most of the companies that typically appear on charges are those associated with pornography industry. These companies are the ones that accept transactions even without verifying the cardholder?s information.
10. Most of the banks? system is not compatible with other international credit card companies for the e-commerce. This is a potential weakness that would mean loss of clients so they would prefer to keep quiet about it.
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
CPP Author
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Javelin Strategy & Research. “2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier.” February 2012.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
ID Theft Recovery: Basic Steps
When identity thieves attack: Are you prepared for the worst?
Worst case scenario, an identity thief steals your money. Or maybe some tricky fraudster is using your identity across the nation. That doesn’t mean you should panic. Luckily, there are steps you can take toward a quick recovery. Don’t wait on the bank.
Self-detection, along with proactive identity theft protection, is the key to a quick recovery. If you wait for a bank or credit agency to notify you of a problem, the damage is already done.
It’s important to frequently review your accounts and records for misuse or fraud. Victims who discovered fraud on their own experienced less damage than those who had been notified by a financial institution or government agency.1
It’s also recommended to monitor accounts electronically. In fact, victims who discovered fraud through electronic monitoring detect the misuse 18 days sooner than when monitoring by paper.1
Act fast. Recover fast.
In the unfortunate circumstance that you are a victim of identity theft, you’ve got to take the proper steps quickly.
* Contact one of the three credit bureaus. Whichever bureau you contact is required by law to contact the other two.
o Equifax: 1-800-525-6285
o Experian: 1-888-397-3742
o TransUnion: 1-800-680-7289
* Report the crime to the Federal Trade Commission (FTC). You can do this by going to www.ftc.gov or by calling 1-877-ID-THEFT.
* Contact any other government agencies affected. Agencies to consider:
o Postal Inspection Services if you believe an identity thief has used a change of address form.
o The Social Security Administration if an identity thief may be using your Social Security number.
o The Internal Revenue Service if you think you may be a victim of tax or employment fraud.
* Contact any businesses or accounts that may be involved: the location your items were stolen, accounts with fraudulent charges, businesses that leaked your information, etc.
* File a police report. You can turn to your local police department or file in the community where your identity was stolen.
What Consumers Can Do if Their Financial Data is Compromised
In this day and age, possible data breaches can unfold at any turn you take. In the recent past, we’ve seen them at retail stores like Home Depot, restaurants like Chick-fil-A and even top financial institutions like Morgan Stanley. Although we’d all like to turn a blind eye and pretend there are no risks involved, the truth is, there are risks for every consumer.
In the event that you believe your financial data might be compromised, there are some immediate steps you can take to minimize the impact. Consider these top moves to make whether you know your data has been compromised or if you just suspect that it might have been.
1. Monitor Your Transactions
Always keep an eye on credit card statements, financial statements and online accounts to track activity and ensure it matches with your own. If you see any suspicious charges, promptly investigate the matter. Your Social Security statements are also important to monitor, since an inflated reported income can be a major tip-off.
2. Report Suspicious Activity Immediately
If you see a card transaction that doesn’t look accurate, contact the card issuer by calling the number on the back of your card. Don’t wait until you’re positive the activity is fraudulent. You should always call even if you’re just slightly suspicious. Even if the activity turns out to be your own, which is always the best-case scenario, it’s better to be safe than sorry.
3. Whenever in Doubt, Order a New Debit or Credit Card
Requesting a new debit or credit card will limit the window that a fraudster has to cause damage to your account. Whenever in doubt, order a new card. While some inconvenience comes with having to reset any auto-payments you may have, this pales in comparison to the inconvenience and months (or years) of hassle that come with someone wreaking havoc on your account and potentially stealing your identity.
4. Use Credit Rather Than Debit
It’s better to pay with a credit card, rather than a debit card, should a data breach occur. Credit cards provide more protection and less risk since funds are not directly withdrawn from your bank account as they are with a debit card. In addition, most credit card companies allow 90 days for a victim to report an unauthorized transaction, but usually allow only two days to report unauthorized debit card purchases. 5. Follow Identity Theft in the News
Paying attention to recent data breaches in the news is a good habit to get into. If a major retailer that you usually shop at, for example, is affected by a breach, you will know to be extra mindful of your accounts and be on the look out for signs that reveal you may have been a victim.
6. Enlist the Help of an Identity Theft Protection Service
An identity theft protection service like LifeLock can provide you with more protection than credit monitoring, and watches out for you in ways banks and credit card companies cannot. By enlisting an extra set of eyes and ears, you’ll be ahead of the game in the event of possible data breaches.
Lost and Stolen Items
Big things can come in small packages, and when in comes to packages as small as your purse or wallet, it doesn’t take much imagination to realize how their contents can quickly become a goldmine for identity thieves.
Why Steal Your Wallet or Purse?
Besides the obvious benefit of finding immediate cash, when a thief steals your wallet or purse, they gain immediate access to the information necessary to steal your identity. It may seem a low-tech method for obtaining your personal information, but the fact is, stealing your wallet or purse is still a major source of identity theft.
What Is the Cost of Stolen Wallet Identity Theft?
Of identity theft victims who knew how their information was stolen, 20% indicated it stemmed from a lost or stolen wallet. Further, this number skewed higher for those who were victims of existing bank account theft (26%) and multiple kinds of theft (29%). 1
Information thieves can collect:
* Driver’s license number * Address * Social Security number * Credit and Bank account information
What thieves can do with this information:
* Identity theft * Employment-related fraud * Loan fraud/payday loan fraud * Bank fraud * Benefits fraud * Tax fraud * Other identity fraud
Stolen Wallet Statistics:
* 20% of identity theft victims who knew how their information was stolen said it was from a lost or stolen wallet.2
* 26% of victims who experienced theft from their existing bank account said it was due to a lost or stolen wallet.2
* 29% of victims who had multiple kinds of theft (bank, credit, other) indicated it was from a lost or stolen wallet.2
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Javelin Strategy & Research. “2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier.” February 2012.
2 http://bjs.ojp.usdoj.gov/content/pub/pdf/vit08.pdf † Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012. † Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012. † Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Worst case scenario, an identity thief steals your money. Or maybe some tricky fraudster is using your identity across the nation. That doesn’t mean you should panic. Luckily, there are steps you can take toward a quick recovery. Don’t wait on the bank.
Self-detection, along with proactive identity theft protection, is the key to a quick recovery. If you wait for a bank or credit agency to notify you of a problem, the damage is already done.
It’s important to frequently review your accounts and records for misuse or fraud. Victims who discovered fraud on their own experienced less damage than those who had been notified by a financial institution or government agency.1
It’s also recommended to monitor accounts electronically. In fact, victims who discovered fraud through electronic monitoring detect the misuse 18 days sooner than when monitoring by paper.1
Act fast. Recover fast.
In the unfortunate circumstance that you are a victim of identity theft, you’ve got to take the proper steps quickly.
* Contact one of the three credit bureaus. Whichever bureau you contact is required by law to contact the other two.
o Equifax: 1-800-525-6285
o Experian: 1-888-397-3742
o TransUnion: 1-800-680-7289
* Report the crime to the Federal Trade Commission (FTC). You can do this by going to www.ftc.gov or by calling 1-877-ID-THEFT.
* Contact any other government agencies affected. Agencies to consider:
o Postal Inspection Services if you believe an identity thief has used a change of address form.
o The Social Security Administration if an identity thief may be using your Social Security number.
o The Internal Revenue Service if you think you may be a victim of tax or employment fraud.
* Contact any businesses or accounts that may be involved: the location your items were stolen, accounts with fraudulent charges, businesses that leaked your information, etc.
* File a police report. You can turn to your local police department or file in the community where your identity was stolen.
What Consumers Can Do if Their Financial Data is Compromised
In this day and age, possible data breaches can unfold at any turn you take. In the recent past, we’ve seen them at retail stores like Home Depot, restaurants like Chick-fil-A and even top financial institutions like Morgan Stanley. Although we’d all like to turn a blind eye and pretend there are no risks involved, the truth is, there are risks for every consumer.
In the event that you believe your financial data might be compromised, there are some immediate steps you can take to minimize the impact. Consider these top moves to make whether you know your data has been compromised or if you just suspect that it might have been.
1. Monitor Your Transactions
Always keep an eye on credit card statements, financial statements and online accounts to track activity and ensure it matches with your own. If you see any suspicious charges, promptly investigate the matter. Your Social Security statements are also important to monitor, since an inflated reported income can be a major tip-off.
2. Report Suspicious Activity Immediately
If you see a card transaction that doesn’t look accurate, contact the card issuer by calling the number on the back of your card. Don’t wait until you’re positive the activity is fraudulent. You should always call even if you’re just slightly suspicious. Even if the activity turns out to be your own, which is always the best-case scenario, it’s better to be safe than sorry.
3. Whenever in Doubt, Order a New Debit or Credit Card
Requesting a new debit or credit card will limit the window that a fraudster has to cause damage to your account. Whenever in doubt, order a new card. While some inconvenience comes with having to reset any auto-payments you may have, this pales in comparison to the inconvenience and months (or years) of hassle that come with someone wreaking havoc on your account and potentially stealing your identity.
4. Use Credit Rather Than Debit
It’s better to pay with a credit card, rather than a debit card, should a data breach occur. Credit cards provide more protection and less risk since funds are not directly withdrawn from your bank account as they are with a debit card. In addition, most credit card companies allow 90 days for a victim to report an unauthorized transaction, but usually allow only two days to report unauthorized debit card purchases. 5. Follow Identity Theft in the News
Paying attention to recent data breaches in the news is a good habit to get into. If a major retailer that you usually shop at, for example, is affected by a breach, you will know to be extra mindful of your accounts and be on the look out for signs that reveal you may have been a victim.
6. Enlist the Help of an Identity Theft Protection Service
An identity theft protection service like LifeLock can provide you with more protection than credit monitoring, and watches out for you in ways banks and credit card companies cannot. By enlisting an extra set of eyes and ears, you’ll be ahead of the game in the event of possible data breaches.
Lost and Stolen Items
Big things can come in small packages, and when in comes to packages as small as your purse or wallet, it doesn’t take much imagination to realize how their contents can quickly become a goldmine for identity thieves.
Why Steal Your Wallet or Purse?
Besides the obvious benefit of finding immediate cash, when a thief steals your wallet or purse, they gain immediate access to the information necessary to steal your identity. It may seem a low-tech method for obtaining your personal information, but the fact is, stealing your wallet or purse is still a major source of identity theft.
What Is the Cost of Stolen Wallet Identity Theft?
Of identity theft victims who knew how their information was stolen, 20% indicated it stemmed from a lost or stolen wallet. Further, this number skewed higher for those who were victims of existing bank account theft (26%) and multiple kinds of theft (29%). 1
Information thieves can collect:
* Driver’s license number * Address * Social Security number * Credit and Bank account information
What thieves can do with this information:
* Identity theft * Employment-related fraud * Loan fraud/payday loan fraud * Bank fraud * Benefits fraud * Tax fraud * Other identity fraud
Stolen Wallet Statistics:
* 20% of identity theft victims who knew how their information was stolen said it was from a lost or stolen wallet.2
* 26% of victims who experienced theft from their existing bank account said it was due to a lost or stolen wallet.2
* 29% of victims who had multiple kinds of theft (bank, credit, other) indicated it was from a lost or stolen wallet.2
Use LifeLock to prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Javelin Strategy & Research. “2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier.” February 2012.
2 http://bjs.ojp.usdoj.gov/content/pub/pdf/vit08.pdf † Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012. † Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012. † Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Social Networks
120 Social Media Profile Tips
Introduction
This ebook will give you 120 social media profile concepts. You'll have all kinds of ideas for different information to add to your social networking web page profiles. The more personal and professional information you give your prospects the more likely they will become your friend or followers and purchase your products. This kind of information can boost you credibility, authority, expertise and create rapport and trust with your leads.
1) You could add your age and your mental characteristics to your web site profile. Many people add their best habits and total net worth. A final point is you can add your favorite luxury car and yard game.
2) You may advertise the awards you won and your heritage in your social profile. Plenty of people advertise airports they traveled on and their biggest pet peeve. To close you might add your favorite lifestyle and word game.
3) You can air your best childhood memory and you physical characteristics to your forum profile. Various people list antiques they owned and the no. of years they worked as an employee. A last point is you should add your favorite leg exercises and words.
4) You might list the best choices you've made and workouts you’ve done to your member profile. Tons of people announce the appliances they owned and the years they've owned their business. In ending you could add your favorite law and winter sport.
5) You could announce your best college memory and wishes that came true to your follower profile. Some people author the bad habits they quit and their yearly career income. A end point is you can add your favorite language and wild animals.
6) You may author your best family vacation and about your neighbors to your chat profile. A number of people bring up beaches they've visited and the year they retired. To end you might add your favorite landmark and web site.
7) You can bring up your best friends and where your meant spouse to your networking profile. Certain people broadcast the best compliment they've got and their work stories. And finally you should add your favorite kid game and weather.
8) You might broadcast your best friends in college and what web site you often visit to your friend profile. Several people catalog boats they've owned and their work goals they've completed. In closing you could add your favorite joke and water sport.
9) You could catalog your best friends in school and weird things you've done to your blog profile. Numerous people add buildings they own and what music they listen too. And lastly you can add your favorite jewelry and visuals.
10) You may list your best memory as a children and the weight you've lost to your subscriber profile. Many people chronicle cabins they own and what movies they've watched. To finalize you might add your favorite investment and video game to it.
11) You can chronicle your best memory of your friends and your current weight to your messaging profile. Plenty of people comment on canyons they've visited and what magazines they often read. And to end you should add your favorite invention and vehicle.
12) You might circulate your best memory of your grandparents and weekend activities to your fan profile. Various people communicate cars they own and ways they've made money fast. In conclusion you could add your favorite indoor sport and vegetable.
13) You could comment on your best memory of your parents and your normal weekday activities to your web site profile. Tons of people compose celebrity parties they've attended and types of outsourcers they hire. And to conclude you can add your favorite indoor hobby and vacation activity.
14) You may communicate your best memory of your pets and wedding descriptions to your social profile. Some people convey cites they've lived in and the types of offline products they sell. To conclude you might add your favorite individual sport and vacation.
15) You can compile your best memory of your spouse and volunteer work you do to your forum profile. A number of people add the expensive clothes they own and trademarks they owned. A final statement is you should add your favorite ice cream and typical day.
16) You might compose your best physical features and vegetables you ate to your member profile. Certain people demonstrate clubs they've went to and things invested they've in. In summary you could add your favorite hotel and type of music.
17) You could construct your best vacation as a kid and values/moral ethics you have to your follower profile. Several people depict computers they've owned and subjects they've self studied. A last statement is you can add your favorite hot drink and type of movie.
18) You may convey your big tests passed and types of pets owned to your chat profile. Numerous people describe concerts they've attended and their savings account size. To close you might add your favorite home and tv shows.
19) You can craft your birth place and things you taught children to your networking profile. Many people disclose countries they've lived in and their salary amount. A end statement is you should add your favorite holiday and tv.
20) You might demonstrate your birthmarks and things you fixed to your friend profile. Plenty of people discuss countries they've visited and their resumes/applications. In sum you could add your favorite hobby and tricks.
21) You could depict your body fat percent and things you collected to your blog profile. Various people dispatch cruises they've taken and their religion. As a final point is you can add your favorite hip hop music and training.
22) You may describe your body tone and things you cherished to your subscriber profile. Tons of people display their current location and raises they've got. To finish up you might add your favorite healthy food and toy.
23) You can disclose your books you've read and things you are proud of to your messaging profile. Some people divulge dances they've went to and promotions they've got. As a last point is you should add your favorite gift and tool.
24) You might discuss your calories a day and tattoos to your fan profile. A number of people describe their relationship with their boss and promotional tactics they've used. To recap you could add your favorite games show and tip.
25) You could dispatch your characteristics of family members and step parents names to your web site profile. Certain people draft their relationships with coworkers and promises/secrets they've kept. As a end point is you can add your favorite game and therapy.
26) You may display your children characteristics and star sign to your social profile. Several people email their relationships with friends and their professional partnerships. Lastly you might add your favorite furniture and team sport.
27) You can distribute your children names and spouse occupation to your forum profile. Numerous people describe their relationship with their grandparents and product reviews they given or received. To sum you should add your favorite fruit and taste.
28) You might divulge your children occupations and spouse name to your member profile. Many people exhibit their relationship with rest of their family and problems they've solved. Finally you could add your favorite forum and talent.
29) You could docket your Chinese sign and spouse characteristic to your follower profile. Plenty of people explain their relationship with their spouse and positive thoughts they've used. In the end you can add your favorite food and take-out food.
30) You may draft your clothes sizes and sports you play to your chat profile. Various people expose themselves as a son/daughter and positive visuals they used. To highlight you might add your favorite flower and table top game.
31) You can email your collage and sports played in school to your networking profile. Tons of people describe themselves as coworker/employee and positive visuals they use. To recall you should add your favorite speaker and SUV.
32) You might establish your collections completed and spiritual beliefs to your friend profile. Some people describe themselves as a grand parent and their positive role models. To summarize you could add your favorite fiction book and subject/topic.
33) You could exhibit your college classes taken and social networks belong too to your blog profile. A number of people describe themselves as parent and positive changes they've made. To wrap up you can add your favorite feel materials and strategy.
34) You may explain your colleges went to and social goals completed to your subscriber profile. Certain people highlight dreams they've lived and politicians they've meant or made friends with. In summarization you might add your favorite fast food and stories.
35) You can expose your cosmetic procedures and snacks you've cut down on to your messaging profile. Several people identify the electronics they owned and physical obstacles they've overcome. To outline you should add your favorite fashion and stomach exercise.
36) You might express your date of birth and smartest person you've meant to your fan profile. Numerous people illustrate experiences that made them confident and phobias they've overcome. Last but not least you could add your favorite fantasy sport and stereo.
37) You could fashion your degrees earned and skin tone to your web site profile. Many people index experiences that made them laugh and fears they've overcome. Also remember you can add your favorite ezine and sports car.
38) You may file your describe personality and singer/musicians meant/friends with to your social profile. Plenty of people insert their family stories and personal obstacles overcome. My conclusion is you might add your favorite exercise equipment and sport to watch.
39) You can forge your donations you made and siblings/steps names to your forum profile. Various people introduce family/friends they've visited and people that have interviewed them. To sum up you should add your favorite exercise and sound.
40) You might form your elementary school and siblings occupations to your member profile. Tons of people issue forests they've visited and patents they own. In final analysis you could add your favorite events and soup.
41) You could formulate your extra activities in school and sibling characteristics to your follower profile. Some people jot down furniture they own and their outside activities. Last of all you can add your favorite errand and sport.
42) You may forward your extra-curricular activities in college and short term goals completed to your chat profile. A number of people key in golf courses they've played on and online businesses they've owned. One final issue is you might add your favorite environment and song.
43) You can highlight your eye color and sex to your networking profile. Certain people leak the high end animals they've owned and obsessions they've stopped. My last point is you should add your favorite electronic and software.
44) You might identify your eye sight and school awards to your friend profile. Several people list historical places they visited and number of testimonials they've gotten. One can conclude you could add your favorite ebook and social network.
45) You could illustrate your famous autographs got and scholarships/grants earned to your blog profile. Numerous people log in home decorations they've bought and their number of paid members. A final point is you can add your favorite DVD and snack.
46) You may index your favorite college profession and sacrifices you made for someone to your subscriber profile. Many people write the home services they've bought and number of outsourcers they use. To close you might add your favorite drawing and smells.
47) You can insert your favorite game and romantic things you've done to your messaging profile. Plenty of people record their home town and the number of friends/followers they have. A last point is you should add your favorite dog and skill.
48) You might introduce your favorite playground equipment and romantic things done to you to your fan profile. Various people mention how their employees would describe them and number of franchises they own. In ending you could add your favorite doctor and singer.
49) You could invest in your favorite school subjects and professional obstacles overcame to your web site profile. Tons of people note how they celebrated birthdays and their number of employees. A end point is you can add your favorite dinosaur and shoes.
50) You may issue your favorite subjects and professional help you had to your social profile. Some people offer how they maintained their weight and the number of bestselling products they have. To end you might add your favorite diet food and seminars.
51) You can jot down your favorite teacher and prizes won to your forum profile. A number of people paste how they manage pain and their number of back links. And finally you should add your favorite diamond and self help ebook.
52) You might key in your first name and prayers that were answered to your member profile. Certain people pencil in how they persuade people and the niches/markets they are in. In closing you could add your favorite desert and secrets learned.
53) You could launch your fears you overcome and political views to your follower profile. Several people point out how they relaxed and the newspapers they are mentioned in. And lastly you can add your favorite affiliate contests won and season.
54) You may leak your fears you've overcome and piercings to your chat profile. Numerous people post how they saved the environment and they natural disasters they overcome. To finalize you might add your favorite decade and sculptures.
55) You can list your financial disasters you survive and pet names to your networking profile. Many people present how they sleep well and the most successful product they've launch. And to end you should add your favorite date and school.
56) You might log your financial phobias you overcome and personal things been elected for to your friend profile. Plenty of people promote how they solved problems and the most annoying things to them. In conclusion you could add your favorite dances and scary movie.
57) You could manifest your first spouse date and personal goals completed to your blog profile. Various people provide how they stayed motivated and their monthly income. And to conclude you can add your favorite dance and sandwich.
58) You may manufacture your first spouse kiss and people you've help to your subscriber profile. Tons of people publicize how they stayed organized and money you've won. To conclude you might add your favorite culture and salad.
59) You can market your friend characteristics and people you trust to your messaging profile. Some people publish how they stay sanitary and their memorable advice. A final statement is you should add your favorite craft and romantic date.
60) You might mention your friend names and people you respect to your fan profile. A number of people put cross how they stayed self confident and their media mentions. In summary you could add your favorite course and rock music.
61) You could note your friend occupations and parents/step names to your web site profile. Certain people put together how they've stopped negative emotions and their media appearances. A last statement is you can add your favorite country music and restaurant.
62) You may offer your funniest person you meant and parents occupations to your social profile. Several people put up how they stopped negative thoughts and the marketing techniques they used. To close you might add your favorite country and resource.
63) You can organize your gifts you bought kids and parents characteristics to your forum profile. Numerous people recite the jewelry they've owned and major skills they've learned. A end statement is you should add your favorite contact sport and report.
64) You might paste your gifts you've given and paranormal beliefs to your member profile. Many people recommend the lakes they've visited and magazines they've been published in. In sum you could add your favorite computer game and relaxation activity.
65) You could pencil in your gifts you've received and motivational music listen too to your follower profile. Plenty of people record the landmarks they've visited and magazine they've had covers on. As a final point is you can add your favorite computer and recreation.
66) You may pitch your good habits you started and models meant/friends with to your chat profile. Various people owners reference the limos they've traveled in and loans they've got. To finish up you might add your favorite commercial and recipe.
67) You can point out your grades you got in college and mistakes/errors you learned from to your networking profile. Tons of people register the motorcycles they've owned and the kinds of employees they hire. As a last point you should add your favorite comedy show and quote.
68) You might post your grades you got in school and miracles that happen to you to your friend profile. Some people release the mountains they've visited and the kind of outsourcers they use. To recap you could add your favorite color and public speaker.
69) You could prepare your grand children characteristics and miracles that happen to your blog profile. A number of people relinquish the museums they've visited and the jobs they've had. As a end point you can add your favorite college and politician.
70) You may present your grand children names and mental obstacles overcome to your subscriber profile. Certain people remark on the neighbors they've had and their job responsibilities. Lastly you might add your favorite cold drink and podcast.
71) You can promote your grand children occupations and mental business problems overcome to your messaging profile. Several people render their normal bed time and their investment income. To sum you should add your favorite coffee and plant.
72) You might provide your hair color and memorable tips to your fan profile. Numerous people report their normal wake up time and their income from selling business. Finally you could add your favorite coach and pizza.
73) You could publicize your hair length and memorable stories to your web site profile. Many people reveal the number of products they sell and how they mentally attract money. In the end you can add your favorite club and picture.
74) You may publish your hair style and memorable quotes to your social profile. Plenty of people roll out their number of services and how they've helped the environment. To highlight you might add your favorite clothes and pick-up line.
75) You can push your health goals completed and memorable conversations to your forum profile. Various people say the off road vehicles owned and how their children would describe them. To recall you should add your favorite city and phrase/saying.
76) You might put cross your health problems you've overcome and limiting beliefs overcame to your member profile. Tons of people record their opt-in list size and hours a week they work. To summarize you could add your favorite chore and photo.
77) You could put together your height and insults you took constructively to your follower profile. Some people say outrageous things they've done and days they work a week. To wrap up you can add your favorite chat rooms and pet.
78) You may put up your heroic feats and inside activities to your chat profile. A number of people share the people in their mastermind group and hobbies they have. In summarization you might add your favorite cell phone and painting.
79) You can recite your high school and injures you overcome to your networking profile. Certain people show people that quoted you and their happy stories. To outline you should add your favorite CD and outside hobby.
80) You might recommend your how improve memory and improvements you've make to your friend profile. Several people sound about personal talents they learned and their favorite business quotes. Last but not least you could add your favorite cat and outfit.
81) You could record your how improved grades and illnesses you overcome to your blog profile. Numerous people spawned phones they own and famous people they've worked for. My conclusion is you can add your favorite casino and online videos.
82) You may reference your how long been married and how you've help people to your subscriber profile. Many people speak pools/hot tube they owned and famous endorsements they've got. To sum up you might add your favorite career and online hobby.
83) You can register your how many books own and how you thought positive to your messaging profile. Plenty of people speak about products they've offer and their famous customers. In final analysis you should add your favorite card game and online audio.
84) You might release your how many people you dated and how you saved time to your fan profile. Various people specify products they’ve invented and experts they've learned from. Last of all you could add your favorite car and Olympic sport.
85) You could relinquish your how many times married and how you celebrated reunions to your web site profile. Tons of people state radio shows they've been mentioned on and etiquette they've learned. One final issue is you can add your favorite candy bar and off rood vehicle.
86) You may remark your how many times you fell in love and how you celebrated holidays to your social profile. Some people state radio shows they've been mentioned on and drinks they've drank. My last point is you might add your favorite candy and number.
87) You can render your how much you can lift and how would spouse describe you to your forum profile. A number of people submit their ranks in search engines and describe their self as boss. One can conclude you should add your favorite camping trip and non-fiction book.
88) You might report your how prevented health problems and how would parents describe you to your member profile. Certain people suggest their reoccurring income streams and describe their self as a friend. A final point is you could add your favorite business and newspaper.
89) You could reveal your how you avoided negative people and how would grandparents describe you to your follower profile. Several people supply the reseller books they wrote and describe their relationship with their parents. To close you can add your favorite breakfast food and newsletter.
90) You may roll out your how you became a leader and how would co workers describe you to your chat profile. Numerous people support restaurants they ate at and describe their relationship with employees. A last point is you might add your favorite book and news story.
91) You can say your how you dealt with difficult people and how would boss describe you to your networking profile. Many people talk about seas they've visited and the debts paid off. In ending you should add your favorite boat and news show.
92) You might script your how you eliminated distractions and healthy foods ate to your friend profile. Plenty of people state the seminars they've attended and their current job/career. A end point is you could add your favorite board games and nature area.
93) You could send your how you eliminated stress and happiest person you meant to your blog profile. Various people transmit the services they offer and their current business. To end you can add your favorite blog and musician.
94) You may set up your how you gained positive emotions and funny stories to your subscriber profile. Tons of people twitter the size of their business building and their credit score. A final point is you can add your favorite biography and music instrument.
95) You can share your how you improved senses and fruits you ate to your messaging profile. Some people type the size of their homes and the credit cards they owned. To close you might add your favorite bands and music.
96) You might show your how you lost weight and friendship goals completed to your fan profile. A number of people uncover skyscrapers they been in and their credit card limits. A last point is you should add your favorite audio book and muscle car.
97) You could sound out your how you made family time and friendliness person you meant to your web site profile. Certain people unveil social networks their on and copyrights they owned. In ending you could add your favorite athletic team and movie.
98) You may spawned your junior high school and famous people meant to your social profile. Several people upload software they've created and contests they've won. A end point is you can add your favorite athlete and mountain.
99) You can speak your last name and famous athletes meant/friends with to your forum profile. Numerous people voice something they invented and their consulting/coaching fee. To end you might add your favorite artist and model.
100) You might speak out your lefty/righty and family goals completed to your member profile. Many people write sports stuff they owned and coaches/consultant they've hired. And finally you should add your favorite article and micro blog.
101) You could specify your long term goals completed and failures overcome to your follower profile. Plenty of people add states they've lived in and classes they've taught. A final point is you can add your favorite art work and mentor.
102) You may start your major things you've learned and experts/gurus meant/friends with to your chat profile. Various people advertise states they've visited and charities they've donated too. To close you might add your favorite arm exercise and membership/club.
103) You can state your make up used and experts you've meant/hired to your networking profile. Tons of people allot the hours a week they work and business they've sold. A last point is you should add your favorite appliance and meat.
104) You might submit your marriage proposal description and experiences that made you happy to your friend profile. Some people announce theater shows they've attended and the business titles owned. In ending you could add your favorite antiques and meal.
105) You could suggest your meats you've ate and disability you got over to your blog profile. A number of people author things they are famous for and their business stories. A end point is you can add your favorite alcohol drink and magazine.
106) You may supply your medical history and dessert you cut down on to your subscriber profile. Certain people bring up things they've been elected for and their business responsibilities. To end you might add your favorite actress and radio station.
107) You can support your middle name and dares done to your messaging profile. Several people broadcast their times shares owned and business people they've modeled. And finally you should add your favorite actor and tire.
108) You might syndicate your names of other family members and compulsions you had to your fan profile. Numerous people catalog tours they've taken and their business milestones. In closing you could add your favorite gum and baseball team.
109) You could talk about your number of children and common family activities to your web site profile. Many people chat about tv shows mentioned on and business licenses they have. And lastly you can add your favorite truck and dressing.
110) You may tell your number of friends and church belong to to your social profile. Plenty of people chronicle tv's owned and books you've wrote. To finalize you might add your favorite job and cup.
111) You can throw together your number of grand children and chores you enjoy to your forum profile. Various people comment type of offline services and your biggest sale. And to end you should add your favorite chair and reality show.
112) You might transmit your number of parents and business obstacles overcome to your member profile. Tons of people communicate type of online services and your biggest raise. In conclusion you could add your favorite role-playing game and motorcycle.
113) You could twitter your number of pets and body language you use to your follower profile. Some people compose types of digital products and biggest promotion. And to conclude you can add your favorite texture and hockey team.
114) You may type your other family members and best decisions you made to your chat profile. A number of people convey types of employees you have and your biggest check. To conclude you might add your favorite day and carpet.
115) You can uncover your preschool and bad habits you've ended to your networking profile. Certain people record their unusual talents and the best legal advice they got. A final statement is you should add your favorite feel and album.
116) You might unveil your relationship goals completed and bad habits you quit to your friend profile. Several people demonstrate video games you played/solved and your best idea. In summary you could add your favorite football team and emotion.
117) You could upload your relationship problems you overcame and awards you won to your blog profile. Numerous people depict what books you've read and your best friends at work/business. A last statement is you can add your favorite toothpaste and bed.
118) You may vend your restaurant are at and affiliations you used to your subscriber profile. Many people describe what newspaper you often read and your best business advice. To close you might add your favorite dishes and riddle.
119) You can voice your running mile time and addictions you've stopped to your messaging profile. Plenty of people disclose what TV shows they watched and the best advice you got. A end statement is you should add your favorite month and basketball team.
120) You might whip up your self help book you bought and actors/actresses meant/friends with to your fan profile. Various people discuss zoo you visited and your average daily traffic. In summary, you could add your favorite mp3 and talk show. * ETC. I could go on all day....
Social Networks
So you have a zillion “friends” on your social network. Sure about that?
More than half of U.S. adults actively use social sites such as Facebook and Twitter.1 Identity thieves are discovering the potential for financial gain by incorporating pieces of the everyday information users readily make available on these sites.
The information isn’t difficult to get, either. According to a 2012 study by Javelin Strategy & Research, over 30% of social network users post their birth date. 47% share their email address and another 12% their phone number.1
By combining this information with seemingly everyday facts like birthplace, school names, locations and pet names, a smart identity thief can piece together a pretty hefty victim profile. Some of these crooks are real pros. More social network members creates more opportunity.
With the tremendous growth of social networking, thieves are developing new approaches. They’ll try to “friend” the target and gain more access to their lives and personal information. Another method is called “clickjacking.” Thieves create malicious news and information pages where the function of a button is not what it seems. As viewers “like” and share the page with other friends, more and more victims are collected.
Spam, phishing and malware on social sites are also growing. These attacks go beyond targeting an individual’s online profile and information. They aim to obtain access to the personal and financial information that is stored on the person’s computer, including passwords, login identities, banking data and other highly sensitive information.
Safeguard yourself from friends who really aren’t.
There are ways you can protect yourself from those who pretend to be friends. First of all, consider all information, no matter how harmless it may seem, as a potential advantage for identity thieves. Use the privacy settings each social site provides to limit the amount and exposure of your personal information. Don’t post birth dates, children’s or pet’s names, phone numbers or other specific data. Know and manage your online friends and be wary of strangers. Once they become “friends” you could inadvertently become their friendly banker.
Use LifeLock tp prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Javelin Strategy & Research. “2012 Identity Fraud Survey Report.” 2/12.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Introduction
This ebook will give you 120 social media profile concepts. You'll have all kinds of ideas for different information to add to your social networking web page profiles. The more personal and professional information you give your prospects the more likely they will become your friend or followers and purchase your products. This kind of information can boost you credibility, authority, expertise and create rapport and trust with your leads.
1) You could add your age and your mental characteristics to your web site profile. Many people add their best habits and total net worth. A final point is you can add your favorite luxury car and yard game.
2) You may advertise the awards you won and your heritage in your social profile. Plenty of people advertise airports they traveled on and their biggest pet peeve. To close you might add your favorite lifestyle and word game.
3) You can air your best childhood memory and you physical characteristics to your forum profile. Various people list antiques they owned and the no. of years they worked as an employee. A last point is you should add your favorite leg exercises and words.
4) You might list the best choices you've made and workouts you’ve done to your member profile. Tons of people announce the appliances they owned and the years they've owned their business. In ending you could add your favorite law and winter sport.
5) You could announce your best college memory and wishes that came true to your follower profile. Some people author the bad habits they quit and their yearly career income. A end point is you can add your favorite language and wild animals.
6) You may author your best family vacation and about your neighbors to your chat profile. A number of people bring up beaches they've visited and the year they retired. To end you might add your favorite landmark and web site.
7) You can bring up your best friends and where your meant spouse to your networking profile. Certain people broadcast the best compliment they've got and their work stories. And finally you should add your favorite kid game and weather.
8) You might broadcast your best friends in college and what web site you often visit to your friend profile. Several people catalog boats they've owned and their work goals they've completed. In closing you could add your favorite joke and water sport.
9) You could catalog your best friends in school and weird things you've done to your blog profile. Numerous people add buildings they own and what music they listen too. And lastly you can add your favorite jewelry and visuals.
10) You may list your best memory as a children and the weight you've lost to your subscriber profile. Many people chronicle cabins they own and what movies they've watched. To finalize you might add your favorite investment and video game to it.
11) You can chronicle your best memory of your friends and your current weight to your messaging profile. Plenty of people comment on canyons they've visited and what magazines they often read. And to end you should add your favorite invention and vehicle.
12) You might circulate your best memory of your grandparents and weekend activities to your fan profile. Various people communicate cars they own and ways they've made money fast. In conclusion you could add your favorite indoor sport and vegetable.
13) You could comment on your best memory of your parents and your normal weekday activities to your web site profile. Tons of people compose celebrity parties they've attended and types of outsourcers they hire. And to conclude you can add your favorite indoor hobby and vacation activity.
14) You may communicate your best memory of your pets and wedding descriptions to your social profile. Some people convey cites they've lived in and the types of offline products they sell. To conclude you might add your favorite individual sport and vacation.
15) You can compile your best memory of your spouse and volunteer work you do to your forum profile. A number of people add the expensive clothes they own and trademarks they owned. A final statement is you should add your favorite ice cream and typical day.
16) You might compose your best physical features and vegetables you ate to your member profile. Certain people demonstrate clubs they've went to and things invested they've in. In summary you could add your favorite hotel and type of music.
17) You could construct your best vacation as a kid and values/moral ethics you have to your follower profile. Several people depict computers they've owned and subjects they've self studied. A last statement is you can add your favorite hot drink and type of movie.
18) You may convey your big tests passed and types of pets owned to your chat profile. Numerous people describe concerts they've attended and their savings account size. To close you might add your favorite home and tv shows.
19) You can craft your birth place and things you taught children to your networking profile. Many people disclose countries they've lived in and their salary amount. A end statement is you should add your favorite holiday and tv.
20) You might demonstrate your birthmarks and things you fixed to your friend profile. Plenty of people discuss countries they've visited and their resumes/applications. In sum you could add your favorite hobby and tricks.
21) You could depict your body fat percent and things you collected to your blog profile. Various people dispatch cruises they've taken and their religion. As a final point is you can add your favorite hip hop music and training.
22) You may describe your body tone and things you cherished to your subscriber profile. Tons of people display their current location and raises they've got. To finish up you might add your favorite healthy food and toy.
23) You can disclose your books you've read and things you are proud of to your messaging profile. Some people divulge dances they've went to and promotions they've got. As a last point is you should add your favorite gift and tool.
24) You might discuss your calories a day and tattoos to your fan profile. A number of people describe their relationship with their boss and promotional tactics they've used. To recap you could add your favorite games show and tip.
25) You could dispatch your characteristics of family members and step parents names to your web site profile. Certain people draft their relationships with coworkers and promises/secrets they've kept. As a end point is you can add your favorite game and therapy.
26) You may display your children characteristics and star sign to your social profile. Several people email their relationships with friends and their professional partnerships. Lastly you might add your favorite furniture and team sport.
27) You can distribute your children names and spouse occupation to your forum profile. Numerous people describe their relationship with their grandparents and product reviews they given or received. To sum you should add your favorite fruit and taste.
28) You might divulge your children occupations and spouse name to your member profile. Many people exhibit their relationship with rest of their family and problems they've solved. Finally you could add your favorite forum and talent.
29) You could docket your Chinese sign and spouse characteristic to your follower profile. Plenty of people explain their relationship with their spouse and positive thoughts they've used. In the end you can add your favorite food and take-out food.
30) You may draft your clothes sizes and sports you play to your chat profile. Various people expose themselves as a son/daughter and positive visuals they used. To highlight you might add your favorite flower and table top game.
31) You can email your collage and sports played in school to your networking profile. Tons of people describe themselves as coworker/employee and positive visuals they use. To recall you should add your favorite speaker and SUV.
32) You might establish your collections completed and spiritual beliefs to your friend profile. Some people describe themselves as a grand parent and their positive role models. To summarize you could add your favorite fiction book and subject/topic.
33) You could exhibit your college classes taken and social networks belong too to your blog profile. A number of people describe themselves as parent and positive changes they've made. To wrap up you can add your favorite feel materials and strategy.
34) You may explain your colleges went to and social goals completed to your subscriber profile. Certain people highlight dreams they've lived and politicians they've meant or made friends with. In summarization you might add your favorite fast food and stories.
35) You can expose your cosmetic procedures and snacks you've cut down on to your messaging profile. Several people identify the electronics they owned and physical obstacles they've overcome. To outline you should add your favorite fashion and stomach exercise.
36) You might express your date of birth and smartest person you've meant to your fan profile. Numerous people illustrate experiences that made them confident and phobias they've overcome. Last but not least you could add your favorite fantasy sport and stereo.
37) You could fashion your degrees earned and skin tone to your web site profile. Many people index experiences that made them laugh and fears they've overcome. Also remember you can add your favorite ezine and sports car.
38) You may file your describe personality and singer/musicians meant/friends with to your social profile. Plenty of people insert their family stories and personal obstacles overcome. My conclusion is you might add your favorite exercise equipment and sport to watch.
39) You can forge your donations you made and siblings/steps names to your forum profile. Various people introduce family/friends they've visited and people that have interviewed them. To sum up you should add your favorite exercise and sound.
40) You might form your elementary school and siblings occupations to your member profile. Tons of people issue forests they've visited and patents they own. In final analysis you could add your favorite events and soup.
41) You could formulate your extra activities in school and sibling characteristics to your follower profile. Some people jot down furniture they own and their outside activities. Last of all you can add your favorite errand and sport.
42) You may forward your extra-curricular activities in college and short term goals completed to your chat profile. A number of people key in golf courses they've played on and online businesses they've owned. One final issue is you might add your favorite environment and song.
43) You can highlight your eye color and sex to your networking profile. Certain people leak the high end animals they've owned and obsessions they've stopped. My last point is you should add your favorite electronic and software.
44) You might identify your eye sight and school awards to your friend profile. Several people list historical places they visited and number of testimonials they've gotten. One can conclude you could add your favorite ebook and social network.
45) You could illustrate your famous autographs got and scholarships/grants earned to your blog profile. Numerous people log in home decorations they've bought and their number of paid members. A final point is you can add your favorite DVD and snack.
46) You may index your favorite college profession and sacrifices you made for someone to your subscriber profile. Many people write the home services they've bought and number of outsourcers they use. To close you might add your favorite drawing and smells.
47) You can insert your favorite game and romantic things you've done to your messaging profile. Plenty of people record their home town and the number of friends/followers they have. A last point is you should add your favorite dog and skill.
48) You might introduce your favorite playground equipment and romantic things done to you to your fan profile. Various people mention how their employees would describe them and number of franchises they own. In ending you could add your favorite doctor and singer.
49) You could invest in your favorite school subjects and professional obstacles overcame to your web site profile. Tons of people note how they celebrated birthdays and their number of employees. A end point is you can add your favorite dinosaur and shoes.
50) You may issue your favorite subjects and professional help you had to your social profile. Some people offer how they maintained their weight and the number of bestselling products they have. To end you might add your favorite diet food and seminars.
51) You can jot down your favorite teacher and prizes won to your forum profile. A number of people paste how they manage pain and their number of back links. And finally you should add your favorite diamond and self help ebook.
52) You might key in your first name and prayers that were answered to your member profile. Certain people pencil in how they persuade people and the niches/markets they are in. In closing you could add your favorite desert and secrets learned.
53) You could launch your fears you overcome and political views to your follower profile. Several people point out how they relaxed and the newspapers they are mentioned in. And lastly you can add your favorite affiliate contests won and season.
54) You may leak your fears you've overcome and piercings to your chat profile. Numerous people post how they saved the environment and they natural disasters they overcome. To finalize you might add your favorite decade and sculptures.
55) You can list your financial disasters you survive and pet names to your networking profile. Many people present how they sleep well and the most successful product they've launch. And to end you should add your favorite date and school.
56) You might log your financial phobias you overcome and personal things been elected for to your friend profile. Plenty of people promote how they solved problems and the most annoying things to them. In conclusion you could add your favorite dances and scary movie.
57) You could manifest your first spouse date and personal goals completed to your blog profile. Various people provide how they stayed motivated and their monthly income. And to conclude you can add your favorite dance and sandwich.
58) You may manufacture your first spouse kiss and people you've help to your subscriber profile. Tons of people publicize how they stayed organized and money you've won. To conclude you might add your favorite culture and salad.
59) You can market your friend characteristics and people you trust to your messaging profile. Some people publish how they stay sanitary and their memorable advice. A final statement is you should add your favorite craft and romantic date.
60) You might mention your friend names and people you respect to your fan profile. A number of people put cross how they stayed self confident and their media mentions. In summary you could add your favorite course and rock music.
61) You could note your friend occupations and parents/step names to your web site profile. Certain people put together how they've stopped negative emotions and their media appearances. A last statement is you can add your favorite country music and restaurant.
62) You may offer your funniest person you meant and parents occupations to your social profile. Several people put up how they stopped negative thoughts and the marketing techniques they used. To close you might add your favorite country and resource.
63) You can organize your gifts you bought kids and parents characteristics to your forum profile. Numerous people recite the jewelry they've owned and major skills they've learned. A end statement is you should add your favorite contact sport and report.
64) You might paste your gifts you've given and paranormal beliefs to your member profile. Many people recommend the lakes they've visited and magazines they've been published in. In sum you could add your favorite computer game and relaxation activity.
65) You could pencil in your gifts you've received and motivational music listen too to your follower profile. Plenty of people record the landmarks they've visited and magazine they've had covers on. As a final point is you can add your favorite computer and recreation.
66) You may pitch your good habits you started and models meant/friends with to your chat profile. Various people owners reference the limos they've traveled in and loans they've got. To finish up you might add your favorite commercial and recipe.
67) You can point out your grades you got in college and mistakes/errors you learned from to your networking profile. Tons of people register the motorcycles they've owned and the kinds of employees they hire. As a last point you should add your favorite comedy show and quote.
68) You might post your grades you got in school and miracles that happen to you to your friend profile. Some people release the mountains they've visited and the kind of outsourcers they use. To recap you could add your favorite color and public speaker.
69) You could prepare your grand children characteristics and miracles that happen to your blog profile. A number of people relinquish the museums they've visited and the jobs they've had. As a end point you can add your favorite college and politician.
70) You may present your grand children names and mental obstacles overcome to your subscriber profile. Certain people remark on the neighbors they've had and their job responsibilities. Lastly you might add your favorite cold drink and podcast.
71) You can promote your grand children occupations and mental business problems overcome to your messaging profile. Several people render their normal bed time and their investment income. To sum you should add your favorite coffee and plant.
72) You might provide your hair color and memorable tips to your fan profile. Numerous people report their normal wake up time and their income from selling business. Finally you could add your favorite coach and pizza.
73) You could publicize your hair length and memorable stories to your web site profile. Many people reveal the number of products they sell and how they mentally attract money. In the end you can add your favorite club and picture.
74) You may publish your hair style and memorable quotes to your social profile. Plenty of people roll out their number of services and how they've helped the environment. To highlight you might add your favorite clothes and pick-up line.
75) You can push your health goals completed and memorable conversations to your forum profile. Various people say the off road vehicles owned and how their children would describe them. To recall you should add your favorite city and phrase/saying.
76) You might put cross your health problems you've overcome and limiting beliefs overcame to your member profile. Tons of people record their opt-in list size and hours a week they work. To summarize you could add your favorite chore and photo.
77) You could put together your height and insults you took constructively to your follower profile. Some people say outrageous things they've done and days they work a week. To wrap up you can add your favorite chat rooms and pet.
78) You may put up your heroic feats and inside activities to your chat profile. A number of people share the people in their mastermind group and hobbies they have. In summarization you might add your favorite cell phone and painting.
79) You can recite your high school and injures you overcome to your networking profile. Certain people show people that quoted you and their happy stories. To outline you should add your favorite CD and outside hobby.
80) You might recommend your how improve memory and improvements you've make to your friend profile. Several people sound about personal talents they learned and their favorite business quotes. Last but not least you could add your favorite cat and outfit.
81) You could record your how improved grades and illnesses you overcome to your blog profile. Numerous people spawned phones they own and famous people they've worked for. My conclusion is you can add your favorite casino and online videos.
82) You may reference your how long been married and how you've help people to your subscriber profile. Many people speak pools/hot tube they owned and famous endorsements they've got. To sum up you might add your favorite career and online hobby.
83) You can register your how many books own and how you thought positive to your messaging profile. Plenty of people speak about products they've offer and their famous customers. In final analysis you should add your favorite card game and online audio.
84) You might release your how many people you dated and how you saved time to your fan profile. Various people specify products they’ve invented and experts they've learned from. Last of all you could add your favorite car and Olympic sport.
85) You could relinquish your how many times married and how you celebrated reunions to your web site profile. Tons of people state radio shows they've been mentioned on and etiquette they've learned. One final issue is you can add your favorite candy bar and off rood vehicle.
86) You may remark your how many times you fell in love and how you celebrated holidays to your social profile. Some people state radio shows they've been mentioned on and drinks they've drank. My last point is you might add your favorite candy and number.
87) You can render your how much you can lift and how would spouse describe you to your forum profile. A number of people submit their ranks in search engines and describe their self as boss. One can conclude you should add your favorite camping trip and non-fiction book.
88) You might report your how prevented health problems and how would parents describe you to your member profile. Certain people suggest their reoccurring income streams and describe their self as a friend. A final point is you could add your favorite business and newspaper.
89) You could reveal your how you avoided negative people and how would grandparents describe you to your follower profile. Several people supply the reseller books they wrote and describe their relationship with their parents. To close you can add your favorite breakfast food and newsletter.
90) You may roll out your how you became a leader and how would co workers describe you to your chat profile. Numerous people support restaurants they ate at and describe their relationship with employees. A last point is you might add your favorite book and news story.
91) You can say your how you dealt with difficult people and how would boss describe you to your networking profile. Many people talk about seas they've visited and the debts paid off. In ending you should add your favorite boat and news show.
92) You might script your how you eliminated distractions and healthy foods ate to your friend profile. Plenty of people state the seminars they've attended and their current job/career. A end point is you could add your favorite board games and nature area.
93) You could send your how you eliminated stress and happiest person you meant to your blog profile. Various people transmit the services they offer and their current business. To end you can add your favorite blog and musician.
94) You may set up your how you gained positive emotions and funny stories to your subscriber profile. Tons of people twitter the size of their business building and their credit score. A final point is you can add your favorite biography and music instrument.
95) You can share your how you improved senses and fruits you ate to your messaging profile. Some people type the size of their homes and the credit cards they owned. To close you might add your favorite bands and music.
96) You might show your how you lost weight and friendship goals completed to your fan profile. A number of people uncover skyscrapers they been in and their credit card limits. A last point is you should add your favorite audio book and muscle car.
97) You could sound out your how you made family time and friendliness person you meant to your web site profile. Certain people unveil social networks their on and copyrights they owned. In ending you could add your favorite athletic team and movie.
98) You may spawned your junior high school and famous people meant to your social profile. Several people upload software they've created and contests they've won. A end point is you can add your favorite athlete and mountain.
99) You can speak your last name and famous athletes meant/friends with to your forum profile. Numerous people voice something they invented and their consulting/coaching fee. To end you might add your favorite artist and model.
100) You might speak out your lefty/righty and family goals completed to your member profile. Many people write sports stuff they owned and coaches/consultant they've hired. And finally you should add your favorite article and micro blog.
101) You could specify your long term goals completed and failures overcome to your follower profile. Plenty of people add states they've lived in and classes they've taught. A final point is you can add your favorite art work and mentor.
102) You may start your major things you've learned and experts/gurus meant/friends with to your chat profile. Various people advertise states they've visited and charities they've donated too. To close you might add your favorite arm exercise and membership/club.
103) You can state your make up used and experts you've meant/hired to your networking profile. Tons of people allot the hours a week they work and business they've sold. A last point is you should add your favorite appliance and meat.
104) You might submit your marriage proposal description and experiences that made you happy to your friend profile. Some people announce theater shows they've attended and the business titles owned. In ending you could add your favorite antiques and meal.
105) You could suggest your meats you've ate and disability you got over to your blog profile. A number of people author things they are famous for and their business stories. A end point is you can add your favorite alcohol drink and magazine.
106) You may supply your medical history and dessert you cut down on to your subscriber profile. Certain people bring up things they've been elected for and their business responsibilities. To end you might add your favorite actress and radio station.
107) You can support your middle name and dares done to your messaging profile. Several people broadcast their times shares owned and business people they've modeled. And finally you should add your favorite actor and tire.
108) You might syndicate your names of other family members and compulsions you had to your fan profile. Numerous people catalog tours they've taken and their business milestones. In closing you could add your favorite gum and baseball team.
109) You could talk about your number of children and common family activities to your web site profile. Many people chat about tv shows mentioned on and business licenses they have. And lastly you can add your favorite truck and dressing.
110) You may tell your number of friends and church belong to to your social profile. Plenty of people chronicle tv's owned and books you've wrote. To finalize you might add your favorite job and cup.
111) You can throw together your number of grand children and chores you enjoy to your forum profile. Various people comment type of offline services and your biggest sale. And to end you should add your favorite chair and reality show.
112) You might transmit your number of parents and business obstacles overcome to your member profile. Tons of people communicate type of online services and your biggest raise. In conclusion you could add your favorite role-playing game and motorcycle.
113) You could twitter your number of pets and body language you use to your follower profile. Some people compose types of digital products and biggest promotion. And to conclude you can add your favorite texture and hockey team.
114) You may type your other family members and best decisions you made to your chat profile. A number of people convey types of employees you have and your biggest check. To conclude you might add your favorite day and carpet.
115) You can uncover your preschool and bad habits you've ended to your networking profile. Certain people record their unusual talents and the best legal advice they got. A final statement is you should add your favorite feel and album.
116) You might unveil your relationship goals completed and bad habits you quit to your friend profile. Several people demonstrate video games you played/solved and your best idea. In summary you could add your favorite football team and emotion.
117) You could upload your relationship problems you overcame and awards you won to your blog profile. Numerous people depict what books you've read and your best friends at work/business. A last statement is you can add your favorite toothpaste and bed.
118) You may vend your restaurant are at and affiliations you used to your subscriber profile. Many people describe what newspaper you often read and your best business advice. To close you might add your favorite dishes and riddle.
119) You can voice your running mile time and addictions you've stopped to your messaging profile. Plenty of people disclose what TV shows they watched and the best advice you got. A end statement is you should add your favorite month and basketball team.
120) You might whip up your self help book you bought and actors/actresses meant/friends with to your fan profile. Various people discuss zoo you visited and your average daily traffic. In summary, you could add your favorite mp3 and talk show. * ETC. I could go on all day....
Social Networks
So you have a zillion “friends” on your social network. Sure about that?
More than half of U.S. adults actively use social sites such as Facebook and Twitter.1 Identity thieves are discovering the potential for financial gain by incorporating pieces of the everyday information users readily make available on these sites.
The information isn’t difficult to get, either. According to a 2012 study by Javelin Strategy & Research, over 30% of social network users post their birth date. 47% share their email address and another 12% their phone number.1
By combining this information with seemingly everyday facts like birthplace, school names, locations and pet names, a smart identity thief can piece together a pretty hefty victim profile. Some of these crooks are real pros. More social network members creates more opportunity.
With the tremendous growth of social networking, thieves are developing new approaches. They’ll try to “friend” the target and gain more access to their lives and personal information. Another method is called “clickjacking.” Thieves create malicious news and information pages where the function of a button is not what it seems. As viewers “like” and share the page with other friends, more and more victims are collected.
Spam, phishing and malware on social sites are also growing. These attacks go beyond targeting an individual’s online profile and information. They aim to obtain access to the personal and financial information that is stored on the person’s computer, including passwords, login identities, banking data and other highly sensitive information.
Safeguard yourself from friends who really aren’t.
There are ways you can protect yourself from those who pretend to be friends. First of all, consider all information, no matter how harmless it may seem, as a potential advantage for identity thieves. Use the privacy settings each social site provides to limit the amount and exposure of your personal information. Don’t post birth dates, children’s or pet’s names, phone numbers or other specific data. Know and manage your online friends and be wary of strangers. Once they become “friends” you could inadvertently become their friendly banker.
Use LifeLock tp prevent ID Theft http://www.lifelock.com/refer/63745217/LongJohnSilver/ they'll spend $1,000,000 to set it right...
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
1 Javelin Strategy & Research. “2012 Identity Fraud Survey Report.” 2/12.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Computers and Technology
Malware, short for malicious software, and crimeware, consist of various types of software, viruses, worms and Trojan Horses designed to run executable programs on your computer. These programs do not need your consent to operate, and are designed to harm or secretly access your computer and its information, causing your personal information to be transmitted to thieves.
How Does Malware and Crimeware Theft Occur?
Either through email or website downloads, malware and crimeware install themselves onto your computer, and begin to run. Once they are running, they transmit your personal information, via the Internet, to remote computers, where your information is stored and sold at a later date to counterfeiters.
What Is the Cost of Malware and Crimeware Theft?
Out of more than 18 million computers scanned during April – June 2010, over half of these computers were infected with malware. Of these infections, more than 17% were Banking Trojans/Password Stealers, software programs designed specifically to steal the passwords and banking related information stored on your computer.1 And, according to an article from PandaLabs, a leading malware research organization, the total estimated cost in the US alone was approximately $1.5 billion in 2008.2
Information thieves can collect:
* Social Security numbers
* Passwords
* Email and street addresses
* Credit card and bank account numbers
* Logon IDs
What thieves can do with this information:
* Identity theft
* Employment-related fraud
* Loan fraud/payday loan fraud
* Bank fraud
* Benefit fraud
* Tax fraud
* Other identity fraud
Malware and Crimeware Statistics:
* Over 50% of scanned computers
* were infected with Malware and * Crimeware.1
* Banking Trojans/Password
* Stealers accounted for more than 17% of these infections.1
* The total estimated cost of US identity theft from malware in 2008 was estimated at $1.5 billion.2
Smartphones & Tablets
You don’t know how it happened, but somewhere between the Blackberry and the iPhone, you got addicted. The loving social media alerts, the persistent email notifications and that infuriating phantom ring (I swear I heard it beep). Ahh, the joys of owning a smartphone.
But you’re not the only one watching your phone’s every waking move. Identity thieves want nothing more than to crack into your smartphone and steal everything hidden inside—your personal information, passwords and data.
In fact, according to a report done by Javelin Strategy; Research, smartphone users are 35% more likely to experience fraud than the average consumer. One-third of smartphone and tablet owners save personal information on their devices, but only 16% have installed software capable of remotely wiping the device if stolen. That’s a lot of people carrying around an identity jackpot.
And identity thieves don’t necessarily need to steal your device to get the desired information. Thieves can hack into your smartphone when you’re on public Wi-Fi or send phishing text messages and emails You could even unintentionally download an application rigged with malware. According to the same study, users who have clicked on applications or checked in using GPS are even more likely to experience fraud. You wanted to be connected, but not to an identity thief.
Since detaching yourself from your beloved devices probably isn’t an option, we suggest making a few minor adjustments to your connected life.
1. Turn off your GPS. Do you really need to check-in?
2. Install security software. There are several credited programs out there that give you the ability to back-up your device’s data, as well lock and/or wipe it out if lost.
3. Enter the app store with caution. Not all applications are safe for download. Read user reviews and research the app developer.
4. Stay off public Wi-Fi (Unless you enjoy connecting with malicious hackers).
5.Utilize your phone’s lock and password function. This simple step could protect your phone from prying eyes.
If nothing else, keep in mind that your smartphone isn’t invincible and it doesn’t have super powers. So be careful what you store and be careful what you do.
Smartphone Data Theft
Be smarter than your smartphone.
According to comScore, 97.9 million Americans owned smartphones in the last quarter of 2011.3 Smartphone proliferation, including the iPhone, Android, Windows and Blackberry platforms, has certainly attracted the interest of thieves seeking to steal personal identity information.
A 2012 study by Javelin Strategy & Research found that 6.6% of smartphone users were victims of identity fraud in 2011, and were almost a third more likely to be victimized than the average consumer.4
If your phone is lost or stolen, others will have access to your data.
You’ll also have to be more careful with free applications because they could have bad intentions. And while downloading from legitimate, well-known app stores lowers the risk, it doesn’t eliminate it. So if your phone isn’t secure and you love to download those free apps from who knows where, you may be more vulnerable. Then, if you use your phone to visit social network sites, especially through public Wi-Fi, the risk could be even higher.
Tips to lower your likelihood of becoming an identity fraud victim.
Use secure passwords to protect your mobile devices (do it on home devices, too)
Don’t post personal information on social networks, it can be used for identity verification by criminals
Watch out for apps, no matter how good they sound; make sure they’re from a trusted source
Monitor your credit card use and check your statements
Smartphone operating system developers, including Apple, Android, Google, Microsoft, RIM and others, are working to patch security vulnerabilities. But the tenacity of identity thieves will continue to make the smartphone a major contributor to personal identity theft.
Use LifeLock to protect your IDentity http://www.lifelock.com/refer/63745217/LongJohnSilva/ They'll spend $1,000,000 to set it right.... John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
Source(s): “2012 Identity Fraud Survey Report,” Javelin Strategy & Research, February 2012.
1 http://www.antiphishing.org/reports/apwg_report_q2_2010.pdf
2 http://press.pandasecurity.com/news/more-than-10-million-worldwide-were-actively-exposed-to-identity-theft-in-2008/
3 comScore Press Release, 2/2/12
4 Javelin Strategy & Research. “2012 Identity Fraud Survey Report.” 2/12.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012. † Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012. † Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Either through email or website downloads, malware and crimeware install themselves onto your computer, and begin to run. Once they are running, they transmit your personal information, via the Internet, to remote computers, where your information is stored and sold at a later date to counterfeiters.
What Is the Cost of Malware and Crimeware Theft?
Out of more than 18 million computers scanned during April – June 2010, over half of these computers were infected with malware. Of these infections, more than 17% were Banking Trojans/Password Stealers, software programs designed specifically to steal the passwords and banking related information stored on your computer.1 And, according to an article from PandaLabs, a leading malware research organization, the total estimated cost in the US alone was approximately $1.5 billion in 2008.2
Information thieves can collect:
* Social Security numbers
* Passwords
* Email and street addresses
* Credit card and bank account numbers
* Logon IDs
What thieves can do with this information:
* Identity theft
* Employment-related fraud
* Loan fraud/payday loan fraud
* Bank fraud
* Benefit fraud
* Tax fraud
* Other identity fraud
Malware and Crimeware Statistics:
* Over 50% of scanned computers
* were infected with Malware and * Crimeware.1
* Banking Trojans/Password
* Stealers accounted for more than 17% of these infections.1
* The total estimated cost of US identity theft from malware in 2008 was estimated at $1.5 billion.2
Smartphones & Tablets
You don’t know how it happened, but somewhere between the Blackberry and the iPhone, you got addicted. The loving social media alerts, the persistent email notifications and that infuriating phantom ring (I swear I heard it beep). Ahh, the joys of owning a smartphone.
But you’re not the only one watching your phone’s every waking move. Identity thieves want nothing more than to crack into your smartphone and steal everything hidden inside—your personal information, passwords and data.
In fact, according to a report done by Javelin Strategy; Research, smartphone users are 35% more likely to experience fraud than the average consumer. One-third of smartphone and tablet owners save personal information on their devices, but only 16% have installed software capable of remotely wiping the device if stolen. That’s a lot of people carrying around an identity jackpot.
And identity thieves don’t necessarily need to steal your device to get the desired information. Thieves can hack into your smartphone when you’re on public Wi-Fi or send phishing text messages and emails You could even unintentionally download an application rigged with malware. According to the same study, users who have clicked on applications or checked in using GPS are even more likely to experience fraud. You wanted to be connected, but not to an identity thief.
Since detaching yourself from your beloved devices probably isn’t an option, we suggest making a few minor adjustments to your connected life.
1. Turn off your GPS. Do you really need to check-in?
2. Install security software. There are several credited programs out there that give you the ability to back-up your device’s data, as well lock and/or wipe it out if lost.
3. Enter the app store with caution. Not all applications are safe for download. Read user reviews and research the app developer.
4. Stay off public Wi-Fi (Unless you enjoy connecting with malicious hackers).
5.Utilize your phone’s lock and password function. This simple step could protect your phone from prying eyes.
If nothing else, keep in mind that your smartphone isn’t invincible and it doesn’t have super powers. So be careful what you store and be careful what you do.
Smartphone Data Theft
Be smarter than your smartphone.
According to comScore, 97.9 million Americans owned smartphones in the last quarter of 2011.3 Smartphone proliferation, including the iPhone, Android, Windows and Blackberry platforms, has certainly attracted the interest of thieves seeking to steal personal identity information.
A 2012 study by Javelin Strategy & Research found that 6.6% of smartphone users were victims of identity fraud in 2011, and were almost a third more likely to be victimized than the average consumer.4
If your phone is lost or stolen, others will have access to your data.
You’ll also have to be more careful with free applications because they could have bad intentions. And while downloading from legitimate, well-known app stores lowers the risk, it doesn’t eliminate it. So if your phone isn’t secure and you love to download those free apps from who knows where, you may be more vulnerable. Then, if you use your phone to visit social network sites, especially through public Wi-Fi, the risk could be even higher.
Tips to lower your likelihood of becoming an identity fraud victim.
Use secure passwords to protect your mobile devices (do it on home devices, too)
Don’t post personal information on social networks, it can be used for identity verification by criminals
Watch out for apps, no matter how good they sound; make sure they’re from a trusted source
Monitor your credit card use and check your statements
Smartphone operating system developers, including Apple, Android, Google, Microsoft, RIM and others, are working to patch security vulnerabilities. But the tenacity of identity thieves will continue to make the smartphone a major contributor to personal identity theft.
Use LifeLock to protect your IDentity http://www.lifelock.com/refer/63745217/LongJohnSilva/ They'll spend $1,000,000 to set it right.... John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
Source(s): “2012 Identity Fraud Survey Report,” Javelin Strategy & Research, February 2012.
1 http://www.antiphishing.org/reports/apwg_report_q2_2010.pdf
2 http://press.pandasecurity.com/news/more-than-10-million-worldwide-were-actively-exposed-to-identity-theft-in-2008/
3 comScore Press Release, 2/2/12
4 Javelin Strategy & Research. “2012 Identity Fraud Survey Report.” 2/12.
† Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012.
† Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012. † Federal Trade Commission. “Consumer Sentinel Network Data Book For January – December 2011.” February 2012. † Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier." February 2012.
Tips to Avoid Identity Theft
The modern-day Scrooge can strike under many guises this holiday season, from a phishing link to full-blown identity theft. And since this holiday season is forecasted to be a particularly “digital" one, with more shoppers heading online and turning to their smartphones to purchase gifts, according to the National Retail Federation, there's an increased likelihood that you could be tricked or fooled by someone on the naughty list.
According to the NRF, the average spending per person will reach $805.65 in 2015, up from $802.45 last year. Meanwhile, almost half of holiday shopping, consisting of browsing and buying gifts, will be done online, according to the Federation's survey. Consumers say 46 percent of their shopping will be done online, and 21.4 percent of smartphone owners will also use their devices to purchase gifts for others.
“We expect consumers will tackle their holiday shopping lists with a dose of optimism, tempered by a hint of caution as they look for ways to find the perfect, practical gift," Matthew Shay, president and CEO of NRF, said in a press release.
Indeed, caution is key here….especially in a day and age when data breaches and identity theft are growing threats. During the holidays, when many people are in a rush and distracted, it's easier than ever to fall victim. Here are 10 ways to avoid holiday identity theft this year.
Get Protected Now.
1. Use Legitimate Sites When Shopping
There are signs to help indicate that a site is secure, such as “https" in the Web address and an icon of a locked padlock on the left side of the URL.
You should also be sure that emails sent to you with promotional links don't point back toward an altered link, often with one or two letters missing or changed (think “Targt" instead of “Target," and so on). This could signal a phishing scam, designed to fool you into entering personal information, like your credit card number or your email and password, which may later be used in an attempt to compromise your identity.
2. Use a Secure Network
When shopping online, also be sure that you're using a secure Wi-Fi connection, so that no one can lurk online and spy on your actions. Remember that your phones and computers are also gateways to your personal information, so make sure they are password-protected and also secure.
3. Be Careful of What You Share Online
Over-sharing information such as your children's names and dates of birth or even holiday plans can lead thieves lurking on your “friend" list to gain access to valuable information that could help them hack into your online accounts or even know when you're out of town to attempt to break into your property.
4. Choose Cash or Credit over Debit
Credit cards provide more protection when it comes to fraudulent activity, since credit card companies monitor suspicious activity and can put a stop to fraudulent charges before they happen. Debit cards, on the other hand, immediately withdraw money from your account and don't offer the same level of protection.
5. Use Credit Protection Tools
Also take advantage of credit protection tools, such as ID theft alerts, enrolling in an identity theft protection company plan, and new chip cards, which add an extra layer of protection for consumers. If you haven't received a new card with a chip from your company, you should request one before you begin your holiday shopping.
6. Be Careful When Opening New Retail Credit Accounts
Many stores offer attractive discounts and incentives to those who open a store credit card account, but it's important that shoppers remain conscientious throughout the enrollment process. For example, you may be required to write down your Social Security number or other personal information when opening an account. Be sure no one is spying over your shoulder when you do so, and ask the sales associate how your information will be discarded after it is entered into the system.
If you receive promotional offers through email that seem too good to be true, be sure to do your due diligence. You'll want to make sure these offers are legitimate and secure before submitting any personal information.
7. Be Leery of Skimmers
Remain on the look out for devices attached to card readers or ATMs that could steal your financial data. Also watch out for anyone behind you in a checkout line that could be snapping a photo of your credit card number or other personal information.
8. Check Your Statements and Credit Reports Twice
Always check over your credit card statements and credit reports, especially during high-volume shopping periods like the holiday season. Remain vigilant and inquire about any suspicious activity to catch any attempt at identity theft before it escalates.
9. Write “Check Photo ID" on the Back of Your Credit Cards
In case your credit cards are lost or stolen, it's helpful to write “check photo ID" on the back of your card. This will prevent anyone else from being able to use it.
10. Freeze Your Credit If Needed
If you have any serious suspicions about identity theft or cyber thieves (for example, if you've recently been affected by a major data breach), then consider freezing your credit to prevent anyone from opening a new line of credit in your name. You can inquire about this with credit monitoring services, or you can contact the big three credit bureaus—Equifax, Experian and TransUnion—to place a temporary hold until matters are resolved.
Use LifeLock, they'll spend $1,000,000 to set it right again... ID theft protection from the minute you sign up... http://www.lifelock.com/refer/63745217/LongJohnSilver
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
According to the NRF, the average spending per person will reach $805.65 in 2015, up from $802.45 last year. Meanwhile, almost half of holiday shopping, consisting of browsing and buying gifts, will be done online, according to the Federation's survey. Consumers say 46 percent of their shopping will be done online, and 21.4 percent of smartphone owners will also use their devices to purchase gifts for others.
“We expect consumers will tackle their holiday shopping lists with a dose of optimism, tempered by a hint of caution as they look for ways to find the perfect, practical gift," Matthew Shay, president and CEO of NRF, said in a press release.
Indeed, caution is key here….especially in a day and age when data breaches and identity theft are growing threats. During the holidays, when many people are in a rush and distracted, it's easier than ever to fall victim. Here are 10 ways to avoid holiday identity theft this year.
Get Protected Now.
1. Use Legitimate Sites When Shopping
There are signs to help indicate that a site is secure, such as “https" in the Web address and an icon of a locked padlock on the left side of the URL.
You should also be sure that emails sent to you with promotional links don't point back toward an altered link, often with one or two letters missing or changed (think “Targt" instead of “Target," and so on). This could signal a phishing scam, designed to fool you into entering personal information, like your credit card number or your email and password, which may later be used in an attempt to compromise your identity.
2. Use a Secure Network
When shopping online, also be sure that you're using a secure Wi-Fi connection, so that no one can lurk online and spy on your actions. Remember that your phones and computers are also gateways to your personal information, so make sure they are password-protected and also secure.
3. Be Careful of What You Share Online
Over-sharing information such as your children's names and dates of birth or even holiday plans can lead thieves lurking on your “friend" list to gain access to valuable information that could help them hack into your online accounts or even know when you're out of town to attempt to break into your property.
4. Choose Cash or Credit over Debit
Credit cards provide more protection when it comes to fraudulent activity, since credit card companies monitor suspicious activity and can put a stop to fraudulent charges before they happen. Debit cards, on the other hand, immediately withdraw money from your account and don't offer the same level of protection.
5. Use Credit Protection Tools
Also take advantage of credit protection tools, such as ID theft alerts, enrolling in an identity theft protection company plan, and new chip cards, which add an extra layer of protection for consumers. If you haven't received a new card with a chip from your company, you should request one before you begin your holiday shopping.
6. Be Careful When Opening New Retail Credit Accounts
Many stores offer attractive discounts and incentives to those who open a store credit card account, but it's important that shoppers remain conscientious throughout the enrollment process. For example, you may be required to write down your Social Security number or other personal information when opening an account. Be sure no one is spying over your shoulder when you do so, and ask the sales associate how your information will be discarded after it is entered into the system.
If you receive promotional offers through email that seem too good to be true, be sure to do your due diligence. You'll want to make sure these offers are legitimate and secure before submitting any personal information.
7. Be Leery of Skimmers
Remain on the look out for devices attached to card readers or ATMs that could steal your financial data. Also watch out for anyone behind you in a checkout line that could be snapping a photo of your credit card number or other personal information.
8. Check Your Statements and Credit Reports Twice
Always check over your credit card statements and credit reports, especially during high-volume shopping periods like the holiday season. Remain vigilant and inquire about any suspicious activity to catch any attempt at identity theft before it escalates.
9. Write “Check Photo ID" on the Back of Your Credit Cards
In case your credit cards are lost or stolen, it's helpful to write “check photo ID" on the back of your card. This will prevent anyone else from being able to use it.
10. Freeze Your Credit If Needed
If you have any serious suspicions about identity theft or cyber thieves (for example, if you've recently been affected by a major data breach), then consider freezing your credit to prevent anyone from opening a new line of credit in your name. You can inquire about this with credit monitoring services, or you can contact the big three credit bureaus—Equifax, Experian and TransUnion—to place a temporary hold until matters are resolved.
Use LifeLock, they'll spend $1,000,000 to set it right again... ID theft protection from the minute you sign up... http://www.lifelock.com/refer/63745217/LongJohnSilver
John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. Check out Automated Traffic -> http://www.InstantComputerBiz.com/?rd=oj8VT7Uq
Friday, January 29, 2016
Corporate Internet Marketing Strategy-Internet Marketing Not As New As Some Believe
[category ]
[tags ]
[tags ]
There is a lot of attention being paid to the world of internet marketing, but it isn't as new as some media outlets would like us to believe. Having a corporate internet marketing strategy is more important than ever, and not having one could be costing your business a lot of money. It's easy to get confused with all of the information floating around on the topic, but let's try to clear some of it up so you can take advantage of all the internet has to offer you and your business. "Why are you in business?" "To make money!" That's all there is to it, right. After all, you wouldn't be in business if you weren't planning on making money. While that would be one of the reasons you are business, it's not actually what will make you money. Your customers don't care about your desire to make money; if they did, they would just give you money without you giving them anything in return. That simply doesn't happen in the real world. Your corporate internet marketing strategy has to be based on what your customers want, not what you want. To be more specific, your strategy needs to highlight the benefits to your customer (what they want) so you can generate higher profits (what you want). Before you can give them what they want, you need to know who your ideal customers are and what it is that they really want. The cool thing is that the internet is an ideal way to get your marketing message out there, and it can be done for a relatively low investment when compared to traditional advertising. Of course you should also include traditional media in your marketing campaigns, but be sure they complement your online marketing and vice-versa. Internet marketing covers everything you do online that could be even remotely associated with your business. A comment on a message board, a blog post, an update to your personal Facebook page, anything, anywhere will all add to the public perception of you and your business. That doesn't mean you should be afraid to have an online presence, but it does mean that you should carefully consider everything you say and do online. There may have been a time when a business, any business, could gain a foothold in the market by simply having a website, but those days are long gone. However, if you don't have a website and a full corporate internet marketing strategy then you are losing ground to your competition. Speaking of competition, it has changed, too. It used to be that you knew who your competition was and that they were of the same relative size as your business. Today, your competition could be a single person with little more than an internet connection. It's debatable whether there was ever time when you didn't need an online strategy, but there is no doubt that you now need a corporate internet marketing strategy if you wish to have a successful business. John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter. http://silvajad12.auttraffic.hop.clickbank.net
These Facebook Marketing Tips Can Really Make Your Business Take Off
[category ]
[tags ]
[tags ]
Facebook makes marketing easy, but only for those who know how to do it right. Many people face hurdles they couldn't envision thanks to a more traditional marketing background. Break the status quo and learn the new techniques that make for success in marketing on Facebook thanks to this article. Do not leave any sections of your Facebook page blank if you are looking to market your business. Many people neglect to put all of their info and this can cost a lot in the long run. If people cannot find the information they need on your business, they may look for somewhere else to get what they need. Whether you want to increase the number of high quality fans on your page, or skip the page entirely and just advertise to the users of Facebook, Targeted Ads are the way to go. You can select the criteria you want the users to meet, pay a fee, create an ad and watch leads turn into conversions. Keep your posts very simple to digest. Remember, most folks are pretty busy during the day. If you overcomplicate your messaging, chances are you'll get zero response. Keep your posts to a few lines during the busiest times of the day, and ask simple questions that are easy to answer. When using Facebook to promote your business, use photos to convey messages. Photos are a great way to showcase what you have to offer. They also allow you to write in descriptions and additional information that your users will find helpful or interesting. Don't neglect to describe your photos, you will be missing out on key SEO and search capabilities. Be more active on your Facebook marketing page on Fridays! The company has a happiness indicator that consistently shows people are in better moods as the weekend approaches and more apt to interact with you. Announce a sale or contest and ask them to tell their "friends" about it: you'll see bigger results than on any other day of the week. Do not forget to put contact information on your business's Facebook page. This should include the same of your business, your phone number and the address of your business. If a person is interested in what they see on your Facebook page, it's crucial that they have your contact information to learn more. Post regularly on your Facebook page. Don't just create your business page, make several posts the first day, and then stop posting for several months. Not keeping your page updated frequently shows your audience that you don't care that much. If you need this Facebook page for your business, then stick to some kind of posting schedule. Use Facebook throughout the day and night. Facebook isn't something that clocks out at 5:00pm. If you are serious about your Facebook marketing, you need to think about how you can engage your fans even during your typical off-hours. If you don't, it'll be hard to keep them interested in you for a prolonged period. We all have to continually learn new things when it comes to marketing, all thanks to new technologies and trends. Facebook is a simple marketing platform, thankfully, so this article is really all you need to begin. Make use of this great advice to better your campaigns once and for all. John Silva is the Owner of http://InstantComputerBiz.com. Check us out anytime for marketing tips and a free subscription to our cutting edge newsletter.
Subscribe to:
Posts (Atom)